Day: June 26, 2020

Coronavirus: How to find a job after a layoff

As the unemployment rate hits its highest since the Great Depression while the coronavirus pandemic wreaks havoc on the U.S. economy, millions of Americans may find themselves out of a job for a few months or longer.

While finding a job in such an environment may seem intimidating, you shouldn’t bring the emotional baggage from the layoff to the job search process.

“Almost everybody loses their job at least once in their career and these days, job loss is very common,” said Stacey Staaterman, leadership and career coach. “You might worry that you look like a loser, but the world won’t see it that way, unless you bring sad sack energy into the search process.”

Here are a few steps you can take to make the job search process less intimidating and increase your chances of getting hired.

While finding a job in such an environment may seem intimidating, you shouldn’t bring the emotional baggage from the layoff to the job search process. Photo: Getty Creative
While finding a job in such an environment may seem intimidating, you
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Facebook announces new hate speech and misinformation policies amid advertiser revolt

Facebook is changing a number of policies relating to hate speech and voter suppression on the platform, the chief executive officer, Mark Zuckerberg, said in a surprise live video on Friday.

The announcements were made in a hurried appearance by the executive on his personal Facebook page shortly after Unilever announced that it was pulling advertisements for the next six months – which sent Facebook stock tumbling more than 7%.

More than 100 brands have joined a boycott of advertising on Facebook due to its failure to address hate speech and violence on the platform – most recently the major advertisers Verizon and Unilever. Facebook makes about 98% of its $70bn in annual revenue from advertising. Zuckerberg did not directly address the boycott in his statement Friday.

Unilever’s joining of the boycott put significant pressure on Facebook, said Nicole Perrin, the principal analyst at market research firm eMarketer. As one

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Cannes Delivers Big Titles, Sales & Hope but Questions Market Models

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“The Blacksmith,” “Ferrari,” “Armageddon Time” and “The Card Counter” look like market highlights of an extraordinary Cannes market, which saw its two virtual platforms delivering for a select number of big U.S. projects, amid large market caution and even fear of a second COVID-19 spike.

In the art film sector, Cannes Official Selection label titles made much of the running, with distributors lamenting that they would have loved to have seen more screened at Cannes. “Without the festival, the market was weak in terms of arthouse, because we lacked the buzz, hype and the experience of being all together in a screening room,” said Stefano Massenzi, head of acquisitions and business affairs at Italy’s distribution banner Lucky Red.

More from Variety

Equally, more mainstream distributors looked for greater depth in the pre-sales market. Most everyone, however, was delighted and some even surprised that

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Mortgage lender drops VA home loan rates below 2.5%

VA home loans were already a sweet benefit for U.S. service members, veterans and military widows and widowers, but they’ve become an even better deal as mortgage rates have spiraled downward during the coronavirus pandemic.

These mortgages backed by the Department of Veterans Affairs require no money down, and you can get one with just a “fair” credit score. It’s now easy to find 30-year VA loans with rates under 3%, and a major lender has just dropped the rates to an astonishing level: as low as 2.25%.

How to get a super-low VA loan rate

The ultra-cheap VA loans are being offered by United Wholesale Mortgage, or UWM, one of the nation’s largest mortgage lenders and the same company that’s providing conventional 30-year mortgages at rates as low as 2.5%.

Rates through UWM’s new VA loan program range from 2.25% to 2.375% and are available to both buy homes

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Online shoppers have lost millions to fraud during lockdown

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Make online shopping a safe experience for the whole family. (Photo: Getty Images)
Make online shopping a safe experience for the whole family. (Photo: Getty Images)

It’s another Saturday afternoon during lockdown, and you’re back on Amazon, filling your cart with household items and groceries. You haven’t been able to make your typical Target and Walmart runs lately, so you’re stocking up virtually instead.

Online shopping: everyone does it so it’s pretty harmless, right? Well, not always. Fraud is a possibility any time you shop online, according to Experian. And during a worldwide pandemic or even the holiday season, you’re especially vulnerable to hackers, phishers, and identity thieves. Covid-related fraud has already robbed a cumulative $13.4 million from unsuspecting Americans, according to the Federal Trade Commission.

That’s because so

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Tech companies make money off your data. Shouldn’t you be paid, too?

Whenever you sign up for a new social media service or website, or download an app onto your phone or computer, you’ll typically see some long disclaimer written in legalese. You scroll through it quickly and click “I agree.”

This fine print is known as a privacy policy. It lays out (sometimes in the most convoluted way possible) how the site or app can use or share your data. The problem is, no one actually reads it. You just click “Yes” and hope for the best, since that’s the price you pay for a free website, app or social media network. It seems like a pretty sweet deal.

But that’s not the deal we’re getting.

Our phones and computers can track our every movement and action. Facebook and Google log every “like” or click on their sites. There are numerous ways our data are collected, used, shared and sold by

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The best travel credit cards of 2020

Taking the family on trip? The right credit card can take the hassle out of your vacation.
Taking the family on trip? The right credit card can take the hassle out of your vacation.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

No matter where you want to go, or how you want to get there, using the right credit card can help make your trip smoother and, in certain cases, help it cost less. Credit card rewards and points can be used to offset the cost of your travel and hotel stays, or can even be redeemed for cash back to help you afford a few extra souvenirs.

If you are planning to head out on the road, these are our

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3 Essential Steps to Take

Love and marriage don’t always go hand in hand these days.

You’ve probably heard all the reports about how fewer people are marrying — even after the 2015 Supreme Court decision that gave couples of all genders the right to marry.

About 18 million people in the U.S. are cohabiting with someone they’re not married to. And it isn’t just young couples shacking up to test the waters before marriage. About 1 in 4 of the 18 million cohabiters in the U.S. are 50 or older.

You don’t need a marriage certificate to prove your love for your partner.

But here’s the problem: The government doesn’t care how in love you are, which means financial and estate planning for unmarried couples is extra important.

Why Financial Planning Is Tough for Unmarried Couples

One thing that marriage has going for it is that it’s a legal contract. That means certain rights

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A Farm Goes Online, In Ridgefield

RIDGEFIELD, CT — Much has been made of how the coronavirus lockdown permanently shuttered many restaurants, and is greatly diminishing the revenue prospects of those that have reopened. There’s been less conversation about what that meant for those one level up on the food chain, the farmers who sell the food to the restaurants.

Pre-pandemic, Horseshoe Farm, a 14-acre sustainable farm in Ridgefield, sold 80 percent of its harvest to local restaurants. When the owner, “Farmer Pete” Campbell, saw those kitchen lights flicker and go out, he knew his business would have to pivot to stay afloat.

With restaurants no longer ringing his phone, Campbell decided to focus on his retail operation. During its five years in business, Horseshoe had always run a modest farm stand on weekends. But although the state allowed him to keep that “essential” food business open, getting enough COVID-skittish customers in to browse through each

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“You Mustn’t Lower Yourself for Men Around You”

Photo credit: .
Photo credit: .

From Harper’s BAZAAR

Photo credit: Hearst Owned
Photo credit: Hearst Owned

In Season 2 of Dare I Say, launching May 1, host MJ Rodriguez takes us inside the sometimes heated, sometimes vulnerable, and always animated discussions that happen when two women sit down to tackle today’s most pressing issues. New episodes will be released every Friday.

Photo credit: .
Photo credit: .
Photo credit: .
Photo credit: .

“You mustn’t lower yourself for men around you. You must show him what a strong woman looks like’’

Jameela & Jennifer

“Toxic masculinity” is a term that dates back to around the 1980s, denoting a desperate clinging onto and protection of traditional masculine ideals, but its effects have been shaping society for ages. Although we know the behavior to be harmful to women, creating a culture where they are harassed and subjugated, it’s also detrimental to men themselves, pressuring them to suppress their feelings or use violence to display

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