Day: July 20, 2020

50 Easy Things You Should Do To Save Money

If it seems like the world is getting more expensive, that’s because it is. The cost of consumer goods is rising, according to the Bureau of Labor Statistics. But that doesn’t mean you have to give up on fun times just yet. There are still ways to live well in a higher-priced world. By using these strategies, you can keep more of your paycheck for yourself.

Just because something is really expensive right now, that doesn’t mean it will be in three months.

“Timing is everything when it comes to shopping,” said Jon Lal, founder and CEO of online coupon and cash-back website BeFrugal. “Time your purchases with the seasonality and popularity of items, and get it in the off-season or when stores have too much inventory.”

If you’re not taking advantage of a high-yield savings account, you are missing out on free money. When you’re putting money away for … Read More

Take The 2020 U.S. Census: Make Pasco Count

PASCO COUNTY, FL — You still have time to make Pasco count. Due to the coronavirus pandemic, the United Sates Census Bureau is extending the 2020 Census self-response deadline to Oct. 31

This nationwide population count comes every 10 years, and an accurate count allows Pasco County to be fairly represented congressionally and awarded maximum funding for the places, programs and services you count on.

To date, Pasco County has counted about 60 percent of its households. The Census is available online at, over the phone and by mail, making participation easier than ever. For each under-counted person, $946 is lost; which can mean missing out on millions in federal funding for Pasco County services, including:

The Census survey collects basic statistical information. The Census does not ask for Social Security Numbers, citizenship status, or any other sensitive personal information.

Census responses are secure, confidential and protected by law

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NFL players to be tested daily for COVID-19 first 2 weeks

NFL players will be tested daily for the coronavirus for at least the first two weeks of training camp, per the league’s new testing protocols.

The NFL and the players’ union reached an agreement Monday as rookies for Houston and Kansas City were set to report to camp. Rookies for other teams begin arriving Tuesday.

Players and all Tier 1, Tier 2, Tier 2M or Tier 3 individuals must test negative two times separated by 72 hours using a nasal swab before initially entering the building to begin physical exams or any form of team activity.

After two weeks of daily testing, if the positivity rate of those tests falls below 5% among players and Tier I and Tier II individuals, as described previously in NFL protocols, testing would go to every other day. If the positivity rate doesn’t fall below that threshold, daily testing would continue until it drops.

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25 Ways To Save 20% More of Your Paycheck Without Even Trying

Does it seem like your hard-earned paycheck isn’t stretching as far as it should be? Fortunately, there are a few changes you can make in how you earn and spend your money that can help you save more of your paycheck. From decreasing the deductions taken out of your check to making small life changes to spend less and save more, we’re rounding up the best ways to hold on to more of your cash.

Try out these tips and tricks to make your money stretch — they don’t require much effort.

Last updated: July 20, 2020

1. Adjust W-4 Exemptions

If you’re getting a sizable tax refund, you’re actually missing out on money you could be getting paid upfront.

“The best way to boost your take-home pay is to adjust your taxes,” said Debbi King, personal finance expert, life coach and author of “The ABC’s of Personal Finance. “Most

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Tips To Keep Your Finances in Order Without Sacrificing What You Want

If you’re trying to live on a budget, you might not feel like you can have the things you want. But you don’t have to resign yourself to living a bare-bones existence if your budget is tight — it’s possible to live on a budget and get some of the stuff you want.

Last updated: July 20, 2020 

Create a Budget That Prioritizes Needs

If your income is limited, make sure it covers your needs first. “Food, shelter, clothing and utilities are needs,” said Donna Freedman, author of “Your Playbook For Tough Times. “The rest is just a series of wants.”

Creating a budget can help. List the expenses you have to pay to survive. Add them up, and then subtract them from your income. If there’s not much left over, you might have to make some sacrifices. Don’t think of cutting out wants to cover needs as deprivation, though

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Where to Buy Face Masks Online That Are Fashionable

The fashion world is stepping up in a time of need: Countless companies are now making, selling and donating non-medical grade face masks for daily protection from COVID-19.

Demand for cloth face mask options has soared in recent months, in part because the Centers for Disease Control and Prevention now recommends wearing personal protective equipment (PPE) masks in public settings to help slow the spread of COVID-19. PPE masks are usually made from breathable a fabric like cotton and differ from a surgical mask and N95 respirators that experts say should be reserved for health care workers who are caring for the sick.

In times of crisis, it’s heartwarming to see companies we love giving back using the tools and skills they know best. Nordstrom, the largest employer of tailors in the country, has trained its alterations teams to make face masks to distribute to health care workers, while designer

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Where to Buy Face Masks for Kids Online

Reusable face masks are one practical way to help slow the spread of the coronavirus (COVID-19). Over the past few months, companies across all kinds of industries have started to sell cloth face masks for adults — and some are making face masks for kids with fun prints.

If you’re a parent looking for personal protective equipment (PPE) guidelines for your children, the Centers for Disease Control and Prevention recommends that anyone over the age of two wear a face mask while outside of their home. Whether you’re dealing with an adult mask or a kids’ mask, make sure it fits snugly but comfortably against both sides of the face, can be secured with ties or ear loops, includes multiple layers of fabric (most have two or three), allows for unrestricted breathing and is washed regularly.

Getting your kid comfortable with wearing a face mask — and then actually keeping

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How Robo-Advisors Manage Your Money In A Downturn

Investing can often seem like an intimidating endeavor that’s pretty much out of reach for anyone who doesn’t have a cool $50,000 lying around somewhere. After all, most brokerages and financial advisors require pretty high initial investments that can be a deterrent for people who are short on extra cash and are just starting out in the job market. And while saving is a smart choice for building up an emergency fund or working toward a short- to medium-term goal like a vacation or a wedding, the sooner you can start investing for your long term future the better. If you’re asking yourself when you should start investing, the answer is: right now.

But of course, the whole process can seem pretty intimidating, and high fees and exorbitant initial investments may put off even the most enthusiastic but cash-strapped budding investor out there. Enter: the robo-advisors.

What Is A Robo-Advisor?

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Jack Ma’s Ant Seeks $200 Billion Value in Landmark Dual IPO

(Bloomberg) —

Billionaire Jack Ma’s Ant Group is seeking a valuation north of $200 billion as it goes public in Hong Kong and Shanghai, people familiar with the matter said, kicking off a much-anticipated market debut for China’s leader in internet finance.

The parent of China’s largest mobile payment company will pursue a simultaneous dual-listing in Hong Kong and on the Shanghai stock exchange’s STAR board, the Hangzhou-based firm said, in what promises to be one of the largest debuts in years. Ant is already more richly valued than most Wall Street firms and, if conditions are favorable, it could seek to raise more in its IPOs than Saudi Aramco’s record $29 billion haul, one of the people said, asking not to be identified talking about a private deal.

The crown jewel of the sprawling Alibaba empire, Ant has been accelerating its evolution into an online mall for everything from

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How to teach sustainable habits to kids

How to teach sustainable habits to kids
How to teach sustainable habits to kids

In a world of Greta Thunbergs, the ever-looming threat of climate change, and its already disastrous toll, what can you do to ensure your kids understand the state of the world, without overwhelming them, and help them become part of the solution?

The good news is, many young people are already alert to the climate rumblings around them. “They’re more aware today of these broader, complex socio-scientific issues than I think even our generation was when we were younger,” says Carol O’Donnell, the director of the Smithsonian Science Education Center in Washington, D.C.


She thinks that’s because we now have more evidence to show that humans are negatively impacting the environment, pointing to the consensus among 97 percent or more of climate scientists on this conclusion.

“We have evidence that we are depleting a lot of the resources that we know

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