Gertrude Aziz

Harvard is keeping classes online this fall, placing it among the 8% of US colleges planning to do so. Here’s the list so far.

A graduate gets ready to pose for a picture at the empty campus of San Diego State University, after the California State University system announced the fall 2020 semester will be online, May 13, 2020.
A graduate gets ready to pose for a picture at the empty campus of San Diego State University, after the California State University system announced the fall 2020 semester will be online, May 13, 2020.

Mike Blake/Reuters

  • Harvard University announced Monday that it will only conduct classes online for the coming academic year, though it will allow some students to live on campus.

  • Other universities and colleges across the US — including the country’s largest four-year public university system, California State University— are opting for online-only courses in the fall 2020 semester.

  • The coronavirus could resurge in the fall, bringing a new wave of infections.

  • Here are the schools that aren’t planning to return to campus this fall.

  • Visit Business Insider’s homepage for more stories.

After a semester of remote courses and online graduations, some colleges and universities are deciding not to return for in-person classes this fall.

Harvard announced

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‘Shocking level of bipartisan support’ means Big Tech is facing big (and costly) change

Once seen as a critical tool for internet platforms to police lewd and objectionable online speech, Section 230 of the Communications Decency Act has gained growing bipartisan support as a law in need of fixing.

Enacted in 1996, Section 230 exempts online platforms from liability for most user-generated speech. President Donald Trump has taken aim at changing the law in a fight against Twitter (TWTR), putting tech giants in legal and regulatory crosshairs that are likely to outlast the current election cycle.

Democrats and Republicans alike voice increasing antipathy over sweeping liability protections that 230 affords to all online platforms — including Facebook (FB), Instagram, YouTube (GOOG) (GOOGL). All told, experts say it’s becoming clear that change is coming.

“If Trump is reelected, frankly even if he isn’t reelected, you might see variations on this proposal coming into some type of effect next year, with a shocking level of bipartisan … Read More

16.3M homeowners miss out on mortgage refinance savings

Mortgage rates have fallen to new all-time lows so many times this year that it’s almost getting routine. “Really? Again?”

But if you’re a homeowner, don’t let me catch you yawning, or shrugging off these milestones. Because a new record low means there are more old mortgages out there that are worth refinancing at lower interest — maybe including your current loan.

Thanks to the latest new floor for mortgage rates, more than 16 million mortgage holders are now good refi candidates and are missing out on hundreds of dollars in savings per month, according to a report released Monday by the mortgage data firm Black Knight.

Find out whether you’re in that group.

As rates slide, opportunities open up

Andrii Yalanskyi / Shutterstock

Rates on 30-year fixed-rate mortgages dropped last week to an all-time-low average of 3.07%, according to mortgage giant Freddie Mac, which has been conducting weekly

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Lessons from a Robinhood Trader’s Suicide

As an advocate for young adults prudently beginning their investing journey as soon as possible, I’ve found it difficult to shake this recent story: A young man from Illinois took his own life less than 24 hours after checking his Robinhood account and seeing a negative cash balance of over $730,000. 

For those who might not know, Robinhood is an online trading and investing platform that has become incredibly popular in recent years for the movement it sparked in the brokerage industry toward commission-free trading. The service boasts more than 13 million users with an average age of 31. Almost every incumbent broker must now offer this feature, lest they be unable to compete effectively against lower-cost peers.  

But this story isn’t just about Robinhood. In recent years, several Robinhood alternatives have sprouted up offering similar functionality for the same cost and often induce investors to sign up with

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The Six Best Compost Bins to Buy Online, According to Thousands of Reviews

Once you’ve learned the basics of how to compost, the next step is investing in a quality compost bin. Indoor compost bins are designed to simply store your food scraps until you can transfer them to an outdoor composter, which is where they will actually start to decompose. And having the right one is crucial to making this environmentally friendly practice a regular habit that gets the best results. Not only does composting provide you with a nutrient-rich treatment for your plants, but you’ll also significantly reduce the amount of food waste your household puts in the trash. According to the U.S. Environmental Protection Agency, there are also sustainability benefits: “Making compost keeps these materials out of landfills where they take up space and release methane, a potent greenhouse gas.”

It’s worth investing in a dedicated bin for composting in your home or garden because these products much more convenient

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Stanley from ‘The Office’ Is Trying to Raise $300,000 to Make a Spinoff Episode

Click here to read the full article.

While NBCUniversal continues to hope for a reboot of “The Office” on the upcoming Peacock streaming platform, a new and unexpected continuation of the beloved sitcom is taking shape online. Leslie David Baker, who starred as Stanley Hudson on all nine seasons of “The Office,” has launched a Kickstarter campaign to help fund a spinoff centered around his character. Baker’s Stanley was a recurring character on the first season of “The Office” before being upped to a series regular for the remaining eight seasons.

Baker’s “Office” spinoff is titled “Uncle Stan: Coming Out of Retirement.” The synopsis for the project reads: “After enjoying his retirement in Florida, carving wood, enjoying the white sand beaches, and dancing to old disco, Uncle Stan (Baker) gets a call from his nephew Lucky in Los Angeles asking for help with his two kids and running his motorcycle/flower

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Cornell pushes ahead with reopening plan

Universities are confronting the difficult decision on whether to reopen in the fall amid the coronavirus pandemic, while trying to grapple with the financial pain brought about by state lockdowns.

Cornell University, in Ithaca, N.Y., is slated to reopen its doors to around 15,000 undergraduate students on Sept. 2. To prepare, the school has spent between $3 million and $5 million on testing, tracing and isolation.

“The biggest thing that we’re going to do is to do surveillance testing,” Cornell Provost Michael Kotlikoff told Yahoo Finance’s On The Move. “We think that’s the key thing that colleges need to do to be able to assure safety in public health.” 

Identifying individuals — even those without symptoms of COVID-19 — and isolating them allows the school to control the spread of the virus, Kotlikoff said.

But testing 24,000 people (total Cornell population) individually is not an easy task — it’s expensive

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All the workout gear you need

From fitness trackers to resistance bands, these are the must-have gym essentials: iStock/The Independent
From fitness trackers to resistance bands, these are the must-have gym essentials: iStock/The Independent

Saturday 4 July marked the biggest easing of lockdown measures so far, with pubs, restaurants, hairdressers, museums, art galleries, cinemas, campsites and hotels opening their doors for the first time since 23 March.

The 2m social distancing rule has also been relaxed from the same date and instead, a “1m-plus” distance is recommended along with people sitting side by side rather than face to face and wearing face coverings.

Businesses are also encouraged to avoid face to face seating, reduce the number of people in enclosed spaces, provide hand sanitiser, change shift patterns and implement the use of face coverings.

For gyms, customers and business owners alike have had a long wait to find out when doors will reopen and indoor workouts can resume. Since they have closed, there has been little information on when they

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12 ways to cope with coronavirus anxiety, according to psychologists

millennial stressed sad depressed
millennial stressed sad depressed

Maskot/Getty Images

  • The novel coronavirus continues to batter cities and overload hospitals across the US, causing residents to experience anxiety over the unknown, the health of their loved ones, the economy, and more. 

  • Psychologists say feeling worried and anxious is normal in a crisis like this, but it can be managed. 

  • To cope, limit your media exposure to the issue, do your part in helping control the virus’s spread, reach out to others, and follow these other expert tips. 

  • Visit Insider’s homepage for more stories.

Know that feeling anxious about coronavirus is OK and normal.

Wall Street traders are among those experiencing stress as the economy suffers.
Wall Street traders are among those experiencing stress as the economy suffers.

Reuters

With rising case loads, physical isolation from loved ones, and, for many, a loss of routine and purpose, Americans have been enduring a mental-health crisis alongside the medical one for months. 

A May study found more than a

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50 Brands With Lifetime Warranties

You might think buying products at bargain-basement prices is the best way to save money. However, the truth is that name brands are often the better bet for items you want to stand the test of time. From touted toolmakers to outdoor outfitters, many of your favorite companies offer warranties covering their wares for the span of the buyer’s lifetime — or even beyond. Before you buy, know who has the best policies.

Not only does Aldi offer tons of savings, but the low-priced grocer also impresses with its famous Twice as Nice Guarantee. If you’re not satisfied with a product, Aldi will both replace it and refund your money. Just make sure to return the packaging and any unused product to your local store manager. This guarantee does not apply to nonfood Aldi Finds items, alcohol, national brands and items being returned for reasons that are unrelated to quality.… Read More