Gertrude Aziz

First American Financial Banks on Higher Premiums and Buyout

First American Financial Corporation FAF has been in investors’ good books on the back of strategic acquisitions, solid segment performance, higher return on equity and prudent capital deployment.

The company has a decent earnings surprise history. The company beat estimates in each of the last four quarters with the average positive surprise being 18.47%.

First American’s trailing 12-month return on equity of 16.1% is higher than the industry’s 6.4%. This highlights the company’s efficient utilization of its shareholders’ funds to generate earnings.

The stock has a VGM Score of B. VGM Score helps to identify stocks with the most attractive value, best growth and the most promising momentum.

Driving Factors

First American’s top line has been witnessing a positive trend over the years on the back of strong direct premiums and escrow fees, higher agent premiums, net investment income and information and other revenues. The metric witnessed CAGR of 5.8%

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The game industry’s existential quest for a better, more inclusive space

 <span class="copyright">(Illustration by An Amlotte / Los Angeles Times; Getty Images)</span>
(Illustration by An Amlotte / Los Angeles Times; Getty Images)

American culture — who it represents, what it says — is undergoing a rethink, a long overdue course-correction in which social movements against racism and sexual harassment and abuse have galvanized participants to demand change. Accusations of toxic behavior unfurl almost daily in social media threads against a host of actors, comedians, film executives and media personnel.

And in recent weeks the entirety of the game industry has been put on blast.

Chris Avellone, a high-profile game writer and designer, was accused of sexual misconduct by several women on Twitter, leading numerous companies to distance themselves from the storyteller known for his work on “Star Wars” titles and other role-playing games. Techland, the developer of “Dying Light 2,” issued a statement that said, “together with Chris Avellone, we’ve decided to end our cooperation,” citing “no tolerance” for “matters of sexual

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Everything you need to know about filing taxes before the July 15 deadline

Tax day for 2019 is finally around the corner.

Taxpayers must file their returns and pay any outstanding liabilities by July 15 this year, three months later than the typical tax deadline due to the coronavirus. In March, the Internal Revenue Service gave Americans extra time to get their tax business together as they weathered the pandemic and ensuing lockdowns.

Read more: How to file taxes: The full breakdown

But the extended deadline applies to more than just the returns and tax payments.

Self-employed workers face multiple due dates on July 15, while those with unclaimed refunds from 2016 have until that date to finally get them. You have until July 15 also to lower your taxable income, or pay penalties on early retirement withdrawals.

Here’s what the extended deadline affects.

The tax day was extended to July 15th because of Covid-19. (Photo: Getty)

If you’re a freelancer

Self-employed

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Teachers weigh risks of COVID-19

Christy Karwatt teaches social studies, but she’s been thinking more like a math teacher the past few days.

At 61, the Sarasota High School teacher is entering her 27th year in Florida’s system, and she loves her job. She had planned on teaching three more years to maximize her retirement payment. 

As COVID-19 cases spike across the country, officials pour on pressure to reopen schools full-time this fall.

Monday, Florida’s education commissioner ordered the state’s schools to open full-time in August. Tuesday, U.S. Education Secretary Betsy DeVos criticized plans to offer in-person instruction only a few days a week. And the Centers for Disease Control and Prevention is reworking its guidance on reopening schools after President Donald Trump said the guidelines were too tough. 

Early guidance from health experts: Scheduled days home, more online learning, lots of hand-washing

Karwatt began crunching the numbers on how much money she would sacrifice

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Best bike locks

Although your bicycle might not be the most expensive item you own, there is an inarguable emotional attachment to it, which makes bike theft an agonising experience, and a bike lock an essential for any cyclist.

If you commute to work, pop down to the store for groceries, or leave your bike latched to your car’s bike rack outside a venue, without the security of sturdy bike lock there is always the risk of it not being there on your return. 

Bike theft is a scourge. It has been incentivised by the demand for pre-owned bikes and components, due to ever-growing retail prices. Thieves can quickly use online resources to calculate the expected returns from their illicit activity. 

To ensure that your bike is always where you parked it last, investing in a robust bike lock is paramount. Good bike locks are a one-time purchase and don’t require replacement every

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How the coronavirus is changing the influencer business, according to marketers and top Instagram and YouTube stars

Macy Mariano.
Macy Mariano.

Macy Mariano.

  • Marketers and digital creators are adjusting to rapid changes in the influencer-marketing industry as the coronavirus continues to spread globally.

  • As with most businesses in the ad industry, professionals are trimming budgets, canceling events, and looking for alternative revenue streams.

  • Business Insider spoke with influencer-marketing professionals across the industry to better understand how they are adjusting their businesses to continue to earn a living during the coronavirus pandemic and the resulting economic turmoil. 

  • Subscribe to Business Insider’s influencer newsletter: Influencer Dashboard.

This post will be added to when new information becomes available and was last updated on July 9, 2020.

As the near-term effects of the coronavirus outbreak continue to be felt across the global economy, businesses and creators in the influencer-marketing industry are doing their best to adapt.

Influencers have seen some of their sponsorship deals shut down and events cancelled, with many shifting their

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Facebook bans ‘Roger Stone disinformation network’

Roger Stone
Roger Stone

Facebook has removed a disinformation network it says was linked to “Roger Stone and his associates”.

Mr Stone was a long-time political strategist and is an ally of US President Donald Trump. He was convicted of lying to Congress in 2019.

He has denied involvement with the misinformation network.

Facebook also said it had identified a network of fake accounts run by employees of Brazilian President Jair Bolsonaro’s government.

The social network released details of four misinformation campaigns ahead of the July edition of its monthly report on co-ordinated inauthentic behaviour.

“Campaigns like these raise a particularly complex challenge by blurring the line between healthy public debate and manipulation,” Facebook said.

What was linked to Stone?

Facebook said it had removed 54 accounts, 50 pages, and four Instagram accounts it had linked to Mr Stone.

About 260,000 accounts followed one or more of the Facebook pages.

The inauthentic

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British retail to lose further 5,000 jobs in blow to economy

By Kate Holton

LONDON (Reuters) – Britain’s high street faces more than 5,000 job cuts after two of its biggest names said that customers were unlikely to return to their old shopping habits after the coronavirus crisis, in the latest blow to the country’s ailing economy.

Health and beauty chain Boots and department store John Lewis on Thursday joined other retailers in warning that they had to close stores to survive after customers moved online and remained wary of returning to town centres.

Boots, owned by Walgreens Boots Alliance <WBA.O>, announced 4,000 cuts in a blow to British finance minister Rishi Sunak, who announced his latest plan to save jobs on Wednesday, while John Lewis said it could lose 1,300.

Thousands of job losses have already been announced by the menswear shop TM Lewin, department stores Harrods and Debenhams, fashion stores Oasis, Warehouse, and Arcadia, and the DIY outfit Travis

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Premium Title adds remote online notarization (RON) to make loan closings more efficient during COVID-19 pandemic and beyond

Title and settlement services company Premium Title adds RON option to a full suite of e-close capabilities it has offered customers since 2018

LUXEMBOURG, July 09, 2020 (GLOBE NEWSWIRE) — Premium Title, a national provider of title and settlement services, today announced it has added remote online notarization (RON) to its suite of e-close capabilities that already includes hybrid e-close and total e-close. The company is integrated with leading electronic web-based closing platforms to help customers digitize the loan closing process so they can more effectively navigate the impacts of the COVID-19 outbreak.

Premium Title has always strived to stay ahead of the curve in the mortgage industry and has been providing the convenience of virtual closings for the past two years. Premium Title has completed just over 9,000 purchase transactions using hybrid e-close and total e-close options. The company added RON to its title and settlement services

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Activists bring protests to L.A. officials’ homes

A crowd gathers outside Los Angeles Mayor Eric Garcetti's home on June 2 to protest police brutality. <span class="copyright">(Francine Orr / Los Angeles Times)</span>
A crowd gathers outside Los Angeles Mayor Eric Garcetti’s home on June 2 to protest police brutality. (Francine Orr / Los Angeles Times)

When a lawyer advised the Los Angeles City Council not to adopt a blanket ban on evictions, renters rights activists were furious.

A group of protesters descended on the city lawyer’s block days later, honking their car horns and shouting “Shame on you!” from a megaphone, according to video of the event. Organizers posted the attorney’s home address on Twitter, along with a map and a photo of his house, and accused him of protecting his “class interests” as a homeowner.

“Nice neighborhood, David Michaelson,” wrote one group known as the People’s City Council, which is made up of activists from such organizations as Ktown for All, a homeless advocacy group, and NOlympics LA. “Would be a real shame if we came and disrupted it.”

Since the

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