Finance

Best Buy and Sell Apps for Used Stuff

Turn unwanted items into cash and buy used.

When you’re living paycheck to paycheck, you are likely feeling burned out and stressed out. And no matter how much you cut back on certain expenses and purchases, it may not be enough to break the cycle. Sometimes you just need that extra boost to get ahead.

Although taking on a second job or side hustle may seem like the only way to make some extra money, don’t overlook the opportunity to turn unwanted items into cash. Whether it’s an old gadget, unworn clothing or a closet full of toys collecting dust, spending time selling the items you no longer need or use can help you earn that much-needed money. To get you started, here are 13 free apps and sites that make selling and buying items in person or online a cinch.

letgo

Whether you want to sell an old smartphone,

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‘Do we still want to move?’ Homebuyers rush back in droves despite pandemic

Dr. Rishi Manchanda toured empty homes in Los Angeles, California. By appointment only. In gloves and masks, and six feet from the real estate agent. But even in a pandemic, Manchanda and his family were still ready to buy a home.

“Nobody knew what was coming and the housing experts we talked to were uncertain about the market,” Manchanda said. “So, it came down to a simple question: ‘Do we still want to move?’”

Read more: Coronavirus: Here’s what to do if you can’t pay your mortgage

For Manchanda and many other buyers, the answer remains yes. He’s part of the wave of homebuyers who are flooding the market after the coronavirus and state lockdowns halted the economy in April, interrupting the busiest home-buying season of the year.

Now they’re back — in spite of outbreaks and an unsteady economy — and they face old and new foes: a persistent

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This critical link could help bridge America’s racial wealth gap

The racial wealth gap — the disparity in median wealth between the different races — is a persistent struggle, and it appears to be worsening, especially between White and Black Americans.

According to a recent study by McKinsey & Co., Black Americans can expect to earn up to $1 million less than White Americans over their lifetime. The median White family had more than 10 times the wealth of the median Black family in 2016, according to the Federal Reserve’s most recent Survey of Consumer Finances. White families had the highest level of median wealth, at $171,000, while Black families median wealth was $17,600 and Latino families was $20,700.

White workers, on average, are paid more than Black and Latinx workers at almost every education level, according to a 2018 report by the Economic Policy Institute. Whites with an advanced degree received an hourly wage of $44.46, while Latinx earned

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With bankruptcies surging, 2020 may become one of the busiest years for Chapter 11 filings since the Great Recession

Twelve midsize to large corporations – all with more than $10 million in debt – filed for Chapter 11 bankruptcy protection during the third week of June, another consequence of the coronavirus pandemic and continued trouble in America’s oil industry.

The filings represent the highest weekly total of the year, and experts believe this is just the beginning of a bankruptcy tsunami that will wash over the country’s largest companies this summer and then drench both smaller businesses and individuals if government stimulus money dries up.

“I very much expect to see the numbers continue to rise” said Ed Flynn, a consultant for the American Bankruptcy Institute, a non-partisan research organization. “Every day there are more rumors of this or that company, and the rumors are almost never wrong.”

The types of companies affected are unsurprising. Since the start of the pandemic, they have included businesses that consumers have studiously

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This demographic tends to rely on news to make money decisions

Older Americans are putting overwhelming faith in news to inform their financial decisions as compared to the younger generation, according to the first installment of the new Yahoo Finance-Harris poll.

Eighty-one percent of people ages 55 years and older say their money and investment decisions are influenced by the coverage of current events. Only 25% of people between 18 and 34 years old use the news as an information source for their financial decisions.

Shocked frustrated senior mature man taking off glasses to look at laptop reading shocking online news at home, stressed worried middle aged old male confused by bad email news or computer problem

The results stem from a poll of 2,033 respondents, conducted from June 15 to 17. Yahoo Finance has teamed up with Harris to produce monthly insights on consumer and workplace trends

Fifty-five percent of U.S. adults get their news from social media, according

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Britain’s biggest businesses make net zero pledge

Severn Trent boss Liv Garfield - Heathcliff O'Malley
Severn Trent boss Liv Garfield – Heathcliff O’Malley

Some of Britain’s biggest business have committed to cut their carbon emissions to net zero by 2040 as the UK gears up to host crucial international climate talks next year. 

EasyJet, Pearson, Deloitte, Standard Chartered, Unilever and Severn Trent are among almost 50 public and private companies making the pledge ahead of a major meeting on Monday between ministers and business leaders to discuss how businesses can help protect the environment. 

The UK has a legally binding target of reaching net zero emissions by 2050, and ministers are keen to set an example as the UK gears up to host the 26th United Nations Climate Change Conference (Cop 26) in Glasgow next year. 

The conference had been due to take place this year but was delayed due to the coronavirus pandemic. 

The more than 200 business leaders attending today’s online meeting will

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Jack Ma’s New Chieftain Lays Out His Plan to Fend Off Tencent

(Bloomberg) —

Billionaire Jack Ma’s newest chieftain is accelerating Alipay’s evolution into an online mall for everything from loans and travel services to food delivery, in a bid to claw back shoppers lost to Tencent Holdings Ltd.

Ant Group Chief Executive Simon Hu is aggressively pitching digital payment and cloud offerings to the local arms of KFC Holding Co. and Marriott International Inc., expanding the firm’s focus from banks and fund managers on its ubiquitous app.

The Alibaba Group Holding Ltd. affiliate’s strategy is two-pronged. It halts Tencent and food delivery giant Meituan Dianping’s run-away success in attracting local merchants to their platforms, eroding Ant’s dominance of China’s $29 trillion mobile payments space. It also diversifies Ant’s business into less-sensitive areas after the firm drew regulatory scrutiny for its blistering expansion in financial services with in-house products.

“We want to help digitize the services industry,” said Hu in his first

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Salesforce CEO urges public schools to build ‘resiliency,’ distance learning as coronavirus rages

Marc Benioff sees an opportunity to build resiliency in the public education system, as the raging coronavirus pandemic calls into question whether schools can reopen in the fall.

The COVID-19 pandemic resulted in mass school closures, with teachers and students relying heavily on remote learning.

Benioff, the billionaire tech chief and founder of enterprise software giant Salesforce (CRM) is a big supporter of public schools. He told Yahoo Finance in an interview that officials need to be prepared for the fall — especially if a dreaded second COVID wave swamps the U.S., which is faltering in its efforts to contain the first.

“I think we’ve got more issues coming. And we better be ready and build that resiliency now into our public education system,” Benioff said. 

The 55-year-old CEO who has an estimated net worth of $7.6 billion is a significant benefactor of public schoolhouses. Since Benioff made an impromptu

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How to buy a car online if you don’t want to visit a dealership

 3/3/2020 - a woman using a laptop on a dining room table
3/3/2020 – a woman using a laptop on a dining room table

With car dealerships now fully open, we can go back to the traditional way of buying a new car.  For a lot of people that’s showroom shopping on a Saturday morning, haggling over a set of mud-flaps and drinking a free cup of lukewarm coffee, writes James Batchelor.

It’s a process we’ve been happy to subject ourselves to for decades. It may not always be pleasant, but it’s a practice that largely works, for the car dealer as well as the customer.

However, lockdown has made us a nation of online shoppers. From book deliveries to takeaway food, Brits have dined out on the services of delivery drivers and rarely ventured beyond their doorsteps. So, could we now become a nation of online new car buyers, too?

How do online car brokers work?

Brokers have been selling

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So long to the city! How lockdown created a wave of ‘panic movers’

Chantel Elshout, 39, and her husband, Michael Craig, 45, are moving from Clapham to the Cotswolds - Paul Grover for the Telegraph/ Paul Grover
Chantel Elshout, 39, and her husband, Michael Craig, 45, are moving from Clapham to the Cotswolds – Paul Grover for the Telegraph/ Paul Grover

Cast your mind back to February, just four months, yet another lifetime ago, and Emily Harvey was a committed urbanite. Her PR job meant she enjoyed long lunches in the latest London restaurants, while weekends were spent at hot yoga classes, pop-up farmers’ markets and museums with her five-year-old daughter, Alice. 

Lockdown obviously put paid to all that, but just as it eases, she and her family are fleeing the capital for good.

“We took a rental in the Cotswolds during lockdown and when we returned after 12 weeks, London was like a scene from [the horror film] 28 Days Later, with everyone in masks,” she says. “After a blissful time spent in the countryside we realised we didn’t want to be in a cramped,

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