Finance

I Tried the Tempo Studio, an At-Home Fitness System That Turns My Dining Room Into a Gym

Photo credit: Tempo Studio
Photo credit: Tempo Studio

From Best Products

There are a lot of cool things out there that make us wonder — do they really work? In our I Tried It series, we set out to use them in the real world and have determined that, in fact, they really do.

On Trial: Tempo Studio at-home fitness system

The Tester: Brandon Carte, former frequent gym-goer who has been stuck in a workout rut.

The Brief: The pandemic caused nationwide gym closures and equipment shortages, and it also snatched my drive to stay in shape. To help reignite my fitness journey, I tried the Tempo Studio, a new home fitness system that combines weightlifting, high-intensity interval training, and mobility classes.

Over the last 2.5 years, I’ve maintained a consistent routine of weightlifting at the gym and eating a high-protein diet to gain muscle mass. But when my gym

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“I escaped an abusive relationship during lockdown”

Photo credit: Hearst Owned
Photo credit: Hearst Owned

From Cosmopolitan

Sophie*, 21, from Norwich, explains how she left her abusive boyfriend during the COVID-19 pandemic and lockdown.

“I met Lewis* when I was 18 and he was 21. I’d just got out of a relationship and we’d been friends for a while before it turned into something more.

The first year was amazing. Lewis was really funny and charismatic, and everyone liked him, but he was having issues with his flat, so he moved in with me at my dad’s house. We lived near the river, so we’d spend time going for long walks along the footpath and meeting up with local friends for picnics. It felt like a healthy relationship.

Then, after a year or so, things started to change. If I wanted to stay out with friends after he’d finished at work, it’d turn into a big drama and we’d argue. Soon,

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A Reversion to the Average Yield Could Mean Big Returns

With so many companies pulling guidance due to the Covid-19 pandemic, investors are left without highly important information to use in analyzing the value of a stock, including earnings per share estimates. While analysts can help fill in the gaps, it might be a fool’s errand to rely on these estimates with so much uncertainty.

I often find it helpful to compare the current dividend yield against the stock’s historical average yield in these cases. Using this method allows me to see what a stock would be worth if it reverted to its medium and long-term average yields.

Usually, stocks trading in excess of the average yield have some issue in the business that has caused the share price to decline. Declining fundamentals can be a red flag as an investor, but if the business has some areas that are growing, then the stock can be an attractive investment over

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The best credit cards for new homeowners of 2020

If you just bought a house, these credit cards can make settling in a little easier.
If you just bought a house, these credit cards can make settling in a little easier.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

A new house, condo, or apartment is cause for celebration. It might also cause some financial stress, depending on how much is left in your bank account after the settlement. And the bills don’t end there. If you’re a new homeowner, you might be looking for ways to help you save money on home-related expenses after you move in. Furniture, renovations, and emergency repairs can quickly add up. 

While experts advise that people shouldn’t apply for new lines of credit before

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Big Short on Malls Is the Only Distressed Game in Town

(Bloomberg Opinion) — It’s hard to think of a less sympathetic group during the coronavirus pandemic than hedge funds and other firms that buy distressed assets and companies. They’re colloquially referred to as “predators” or “vultures” for a reason, after all. These investors step in when the outlook appears bleakest — and they have all the power — to lock in potentially huge returns in exchange for a cash infusion.

Still, one recurring theme of the current economic crisis is how the quick rebound in many financial markets has confounded distressed investors and left them looking flat-footed. I wrote in late March that the firms scrambling to launch credit funds might be too late by the time they finished raising money. Indeed, by mid-April, the average yield spread on junk-rated corporate bonds had fallen to 700 basis points from 1,100 basis points on March 23. A 1,000-basis-point spread is typically

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U.K. Sets Safety Guidelines For Cinema Reopening But Masks Not Yet Mandatory

Click here to read the full article.

The UK Cinema Association has published safety guidelines for the reopening of cinemas, less than 10 days before some movie theaters are set to open. Face coverings in cinemas are not mandatory, in line with U.K. law.

Guidelines reflect advice from a working group of senior executives from over a dozen of the U.K.’s largest cinema operators, as well as input from the group’s wider membership.

More from Variety

The guidelines include:

  • Measures to ensure social distancing at every point during a visit to the cinema, with a particular emphasis on auditoriums
  • Enhancing cleaning and hygiene regimes, including the provision of antibacterial gels stations for cinema-goers throughout each site
  • The installation of plastic screens at key contact points to help protect customers and staff
  • Encouragement wherever possible of online booking, e-ticketing and contactless payment
  • Revised scheduling of films to allow time for cleaning
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Lufthansa’s Biggest Investor to Back Government Bailout Deal

(Bloomberg) — Deutsche Lufthansa AG’s biggest stockholder publicly backed a 9 billion-euro ($10 billion) government bailout, giving the rescue plan a major shot of momentum and boosting the airline’s shares and bonds just before a crunch vote.

With Heinz Hermann Thiele declaring support after days of frenzied speculation about his intentions, the state rescue appears likely to secure the two-thirds backing required at Thursday’s special shareholders meeting. The German billionaire who had earlier criticized the conditions held the votes to single-handedly stop the deal and plunge Europe’s largest airline into turmoil.

A failure of the landmark bailout, which featured the state buying a heavily discounted 20% stake in the airline, would also have been a serious blow to Chancellor Angela Merkel’s efforts to take a more activist approach to managing Germany’s economy.

Thiele eased those concerns by saying he “will vote in favor” of the plan at the meeting, according

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Shop landlords face ‘reckoning’ over COVID-19 impact

People wearing face masks walk past a sale sign on Oxford Street in London. Photo: David Cliff/NurPhoto via Getty Images
People wearing face masks walk past a sale sign on Oxford Street in London. Photo: David Cliff/NurPhoto via Getty Images

Wednesday (24 June) marked the second quarterly rent day of the year for shops in the UK.

Quarterly, rather than monthly rents, are a British peculiarity dating back to a time when landlords used to drive a horse and cart around their properties to collect rents. Takings this quarter are likely to be historically light.

Retail landlords collected only around 50% of rents due in the first quarter of 2020, according to the British Property Federation, and the collection is expected to be even lower this time around.

“I can see it being historically low — I could see 10-15% of rent paid,” Jonathan De Mello, executive director of retail property adviser Harper Dennis Hobbs, told Yahoo Finance UK.

Saturday afternoon shoppers at Oxford Circus in London. Photo: David Cliff/NurPhoto via Getty Images
Saturday afternoon shoppers at Oxford Circus in London. Photo: David Cliff/NurPhoto
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Bright Near-Term Outlook for Multiline Insurance Industry

The Zacks Multiline Insurance industry comprises companies that provide a single insurance coverage, bundling automobile, homeowner, long-term care, life and health insurance to individuals and businesses. The insured pays a single premium and is covered for many things through a single contract.

These companies cover commercial and personal properties, automobiles, marine, livestock, aviation, personal accident, life including permanent and term insurance, supplemental accident and health insurance, workers’ compensation, annuity products, private mortgage insurance, et al. The industry participants also provide risk management services.

Here are the industry’s three major themes:

  • The U.S. multiline-insurance sector should face operational challenges due the pandemic. Slowdown in economic growth might weigh on new sales and insurable exposures. While auto claims are likely to decline, frequency of claims from essential service industries are bound to rise. Further, a spike in mortality will induce higher claim payments for life insurance coverages. A low interest rate and
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Lessons from the downfall of Aunt Jemima and Uncle Ben

A year ago Doug Melville, TBWANorth America Chief Diversity Officer, walked into PepsiCo’s office on a mission. Melville was armed with items like Aunt Jemima rag dolls and cups emblazoned with racial stereotypes he had purchased at online auctions. Laying the items out on a table for the company’s executive team he began his work – educating Pepsi (PEP) on the racial insensitivity of its Aunt Jemima brand and persuade the company to change it.

Fast forward to today. The Black Lives Matter movement has forced a reckoning in corporate America as brands scramble to remove racist symbols from store shelves.

In an interview with Yahoo Finance’s “On The Move,” Melville said that what seemingly happened overnight was long overdue. “Some things are just calcified over time and they become overlooked and people become comfortable with them. So there is a solid movement right now to ensure and inform these

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