How Web 3.0 Creates Value for Users, Not Platforms


Perelman Selling Almost Everything as Pandemic Roils His Empire

(Bloomberg) — Bit by bit, billionaire Ronald O. Perelman is parting with his treasures.His Gulfstream 650 is on the market. So is his 257-foot yacht. Movers hauled crates of art from his Upper East Side townhouse after he struck a deal with Sotheby’s to sell hundreds of millions of dollars of works.He’s unloaded his stake in Humvee-maker AM General, sold a flavorings company that he’d owned for decades and hired banks to find buyers for stock he holds in other companies.What in the world is going on with Ron Perelman? His exploits on and off Wall Street have been tabloid fare in New York since the go-go 1980s. But now, at an age when most fellow billionaires are kicking back, Perelman, 77, is facing a range of financial challenges, most of all at Revlon Inc., his cosmetics giant.Once touted as

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What Is DeFi?

DeFi is short for “decentralized finance,” an umbrella term for a variety of financial applications in cryptocurrency or blockchain geared toward disrupting financial intermediaries.

DeFi draws inspiration from blockchain, the technology behind the digital currency bitcoin, which allows several entities to hold a copy of a history of transactions, meaning it isn’t controlled by a single, central source. That’s important because centralized systems and human gatekeepers can limit the speed and sophistication of transactions while offering users less direct control over their money. DeFi is distinct because it expands the use of blockchain from simple value transfer to more complex financial use cases.

Bitcoin and many other digital-native assets stand out from legacy digital payment methods, such as those run by Visa and PayPal, in that they remove all middlemen from transactions. When you pay with a credit card for coffee at a cafe, a financial institution sits between you

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Where to Buy Cool, Affordable Artwork Online

You may have the best furniture, decor, and lighting around, but no room is truly complete without cool artwork. The good news? There’s plenty of unique artwork to be found if you know where to look. We’ve rounded up 17 of the best places to buy art online; across these sites you’ll find a wide range of art styles at every price point. Plus, you can buy from the comfort of your own home. Art has never been so accessible. Whether you want to buy graphic paintings, discover an up-and-comer, or invest in blue-chip pieces, the art you want is just a click away. 

Believe 1 No. 7 Framed Art Print by Black Pepper Paperie Co.

$50.00, Society6


For those who like to swap out their art on a regular basis, Society6’s assorted collection of whimsical, affordable prints is a great bet. Everything from cheeky sayings to watercolor

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Apple Fitness+ doesn’t terrify the founder of this Peloton rival — here’s why

If two of the hottest names in at-home fitness are worried about Apple Fitness+, they sure aren’t showing the public. That says a lot about the total addressable market for at-home fitness in the post COVID-19 pandemic world — leaving the door open for many players to compete effectively.

Earlier this week, Apple took the wraps off its first fitness experiences designed for the Apple Watch and iPhone. Launching later this year, Apple Fitness+ will offer studio-style workouts that focus on popular training methods such as cycling, treadmill running, rowing, high intensity internal, yoga, dance, and core.

“We do welcome Apple’s entry into the space. We see it is as further validation of the shift to working out from home,” Tonal founder Aly Orady told Yahoo Finance’s The First Trade. Tonal, a Peloton rival, is a connected strength training platform.

In typical Apple services form, it will make the pricing

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Does the Queen have more money than previously thought

Queen Elizabeth, here at the 2013 the State Opening of Parliament, could be worth £400m. (Reuters)
Queen Elizabeth, here at the 2013 the State Opening of Parliament, could be worth £400m. (Reuters)

The Queen is “wealthier than the palace would like us to believe”, the author of a book has claimed.

While the Queen’s day-to-day expenses are funded by the taxpayer, she and the Royal Family have some level of inherited and established wealth, built up through hundreds of years of tradition and precedent.

Now David McClure, a broadcaster and author who has spent three years investigating how much the Queen could truly be worth, has claimed it is up to £400m – about £50m more than previously believed.

The amount the Queen receives each year from the taxpayer, called the Sovereign Grant, is determined by the value of the Crown Estate, land in England, Wales and Northern Ireland which is owned by the monarch, while they are the monarch.

Separately she has the Duchy of

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Who’s hosting? What’s going to win? Will this be a disaster? All your burning questions about this year’s socially-distant Emmys answered

Executive producers Ian Stewart and Reginald Hudlin are overseeing the 72nd Primetime Emmy Awards. (Photo: ABC/Todd Wawrychuk)
Executive producers Ian Stewart and Reginald Hudlin are overseeing the 72nd Primetime Emmy Awards. (Photo: ABC/Todd Wawrychuk)

Between coronavirus-caused production delays and a glut of new streaming platforms, the future of television is rife with uncertainty right now. But here’s one thing we do know for sure: The (awards) show will go on. The 72nd Primetime Emmy Awards are scheduled to be handed out on Sept. 20, honoring pre-pandemic series like The Crown, The Marvelous Mrs. Maisel, Schitt’s Creek, Succession and Watchmen.

But don’t expect to see the stars of all those shows in the same room. This year’s ceremony will be entirely remote, with the eventual winners accepting their statues from their homes. An all-virtual Emmys is a first for television, and you can bet that other awards shows — including the Golden Globes, the Grammys and the Oscars — will be watching closely should

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Where’s My Second Stimulus Check? 32 Answers to Your COVID-19 Money Questions

The coronavirus pandemic has led to widespread job loss and financial uncertainty — even for those who are still employed — due to market volatility and a global economy that’s been crushed by closures and lockdowns. With so much upheaval, many Americans are left struggling to figure out their best financial moves. From losing a job to retiring and life in between, here are the answers to some of the most pressing coronavirus money questions.

Last updated: Sept. 18, 2020

Will There Ever Be a Second Stimulus Bill?

Congress has thus far been unable to agree on exactly what a second round of relief funding would entail. Democrats previously proposed a $3 trillion bill and then suggested $2 trillion in relief, while Republicans proposed a $300 billion “skinny” relief bill. Some experts, including Jordan Weissmann, Slate’s senior business and economic correspondent, believe a second relief bill — and the second

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15 Walmart Hacks That Take Full Advantage of Their Deals

For easy, one-stop shopping, Walmart takes the cake when you need to get a ton of stuff in one trip. To get the biggest bang for your buck, stocking up in the grocery section makes the savings at other stores seem comparatively non-existent, and smart shoppers flock through the aisles daily to pick out the best deals. Just because Walmart provides a whirlwind of discount groceries and marked-down goods, don’t assume there aren’t even more savings lurking just below the surface. That’s why we rounded up a few Walmart hacks you can take advantage of.

Whether you want to pick up some buy-one-get-one-free deals, deeper discounts, or just save time, shopping smart and learning about the store guarantees an optimal and expedient trip. By digging deeper into how Walmart operates and by using a collection of hacks to get the lowest possible prices, you can effortlessly optimize your next shopping

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How to track a FedEx order online or contact FedEx for delivery issues

You can track your FedEx package for free on the company's homepage or with a Delivery Manager membership. <p class="copyright">NurPhoto/Getty Images</p>
You can track your FedEx package for free on the company’s homepage or with a Delivery Manager membership.

For mail and packages delivered through FedEx, the private alternative to public mailer USPS allows you to track your shipment directly on their website. 

On the tracking page, you can view your shipment’s travel history, general shipment facts like package dimensions and weight, and file a claim if your package is damaged, lost, or missing contents. 

FedEx offers a couple of options for tracking your mail. You can go directly to the FedEx homepage and click on the Tracking tab. If you’re a FedEx Delivery Manager member, you can receive alerts and make additional changes. 

The membership’s free tier includes basic features like delivery alerts, holding a package for pickup, signing for packages online, providing delivery instructions, and requesting a vacation hold. If you want to sign up for FedEx

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Valentino and Roberto Cavalli Make Top-Level Changes + More

Sept. 18, 2020: Valentino‘s general manager for the Middle East region has been promoted to the role of CEO of the Americas. Laurent Bergamo, whose appointment is effective immediately, will report to chief commercial officer Marco Giacometti. As part of his responsibilities, Bergamo will supervise the development of the luxury fashion house’s retail, wholesale and online distribution networks in the United States, Canada and Mexico. He has been replaced in his former post by Simone Bertolini.

Sept. 18, 2020: Gian Giacomo Ferraris is exiting his post as CEO of Roberto Cavalli. According to FN’s sister publication WWD, the exec announced the news to his team “with mixed feelings, which include some satisfaction, a bit of sadness and a few regrets.” Ferraris joined the company from Versace in 2016, succeeding Roberto Semerari. He departs the company at the end of the year.

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