‘It’s Fall! Here We Are!’ A Beloved Chocolate Shop Returns

“There’s no secret recipe,” Ms. Vlahakis said. “It’s physics and chemistry.”

Her parents retired to Florham Park, N.J. At 76, her mother died of breast cancer, and Ms. Vlahakis, then living in Manhattan, moved in with her father, who continued to visit the store just to sit and look around. He died at 83 in 2000.

Ms. Vlahakis still lives in Florham Park, and reports to the Jersey City kitchen in her smock, which is the color of milk chocolate, by 8 a.m. each workday. She has no plans to retire, and her sister continues to operate the Staten Island store with her daughter, Kerry. Workers who started under her father tell Ms. Vlahakis that they can still smell his cigar smoke in the kitchen, where two copies of his obituary are displayed.

“Like it’s haunted!” she said.

With the reopening, customers outnumber ghosts in the store again, and a

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Survey from CollegeFinance and Quatromoney Finds More Than 75% of Students Did NOT Appeal for More Financial Aid for 2020 Fall Semester

News and research before you hear about it on CNBC and others. Claim your 1-week free trial to StreetInsider Premium here.

Those Who Did Appeal Awarded $3,497 More on Average

CollegeFinance.com, a site to help students and college-paying parents learn how to best pay for college, and Quatromoney, a platform that helps parents and students make smart, personalized financing choices to pay for college for all four years, today released the findings from a survey (https://collegefinance.com/blog/financial-aid-for-the-2020-fall-semester-survey) on financial aid for the Fall 2020 semester. Over 1,000 college students were asked about how COVID-19 had affected their ability to pay for college.

“Collectively, our team has borrowed hundreds of thousands of dollars to pay for college so we know how expensive college is and are eager to share our perspective and experience to help people get the most out of their college investment,” said Kevin Walker, CEO of

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Money-Market Fund Rules Likely Fall Short, Policy Makers Say

WASHINGTON—A pair of top U.S. policy makers said Tuesday that rules to make money-market mutual funds less susceptible to runs likely need to be improved after a bout of turmoil in March that prompted the Federal Reserve to intervene.

“There’s no doubt that we need to re-examine the reforms of the last time,” Securities and Exchange Commission Chairman Jay Clayton said on a virtual panel Tuesday. He was referring to a 2014 attempt by the SEC to address the causes of an exodus from money markets that contributed to the last financial crisis.

So-called prime money-market funds are an important source of short-term financing for many U.S. companies, including banks. For investors, they often offer higher returns than savings accounts. But while the funds are considered nearly as safe as cash by market participants, they are subject to investment risk and—at least in theory—aren’t federally insured like bank accounts.


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U.S. colleges saw fewer undergrads enroll this fall, amid COVID-19


3 “Strong Buy” Stocks That Are Flirting With a Bottom

In the investing game, it’s not only about what you buy; it’s about when you buy it. One of the most common pieces of advice thrown around the Street, “buy low” is touted as a tried-and-true tactic.Sure, the strategy seems simple. Stock prices naturally fluctuate on the basis of several factors like earnings results and the macro environment, amongst others, with investors trying to time the market and determine when stocks have hit a bottom. In practice, however, executing on this strategy is no easy task.On top of this, given the volatility that has ruled the markets over the last few weeks, how are investors supposed to gauge when a name is flirting with a bottom? That’s where the Wall Street pros come in.These expert stock pickers have identified three compelling tickers whose current share prices land close to

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Happy first day of fall, such as it is

Autumnal Equinox marks the first day of fall, wonderful holidays
Autumnal Equinox marks the first day of fall, wonderful holidays

Editor’s Note: This is a preview of USA TODAY’s newsletter Staying Apart, Together, a guide to help us all cope with a world changed by coronavirus. If you would like it in your inbox on Tuesdays and Saturdays, subscribe here

Happy leaf peeping and sweater weather. Today is the autumnal equinox, also known as the first day of fall. We’re officially through lockdown spring and cautiously reopened summer. The fall will likely be defined by how school reopening goes – in person and online – and how we as a country handle the upcoming holidays. 

Back in March, I thought all of this would be over by now, as many of you probably did. My niece or nephew is due in a few weeks, and I anticipated getting on a plane to go see the bundle of joy. I

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Average UK home and car insurance costs to fall under watchdog plans

A watchdog will tell car insurance firms not to charge existing customers more to renew than they charge new customers. Photo: PA
A watchdog will tell car insurance firms not to charge existing customers more to renew than they charge new customers. Photo: PA

Home and car insurance firms are set to be banned from charging existing customers more than new ones, under a watchdog’s “radical” plans that could save customers £370m ($473m) a year.

The Financial Conduct Authority (FCA) announced a proposed crackdown on “harmful pricing practices” on Tuesday, as it unveiled a consultation on plans to shake up the home and car insurance industries.

Around 6 million customers pay “high or very high” prices for such insurance, according to the FCA. They would save a total of £1.2bn a year if they paid the average cost for customers of the same risk level.

“The FCA is proposing that when a customer renews their home or motor insurance policy, they pay no more than they would if they were new to

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BTW, Amazon Is an Actual Treasure Trove for These 4 Key Fall Pieces


Refinery29 Readers Confess Their Amazon Hidden Gems

Amazon is essentially an IRL version of Ariel’s treasure trove, famously detailed in her The Little Mermaid number, “Part Of Your World.” Only instead of a cavernous hole 1000 leagues under the sea, all that “neat” stuff is housed on digital shelves across the web. And, instead of useless, “whozits,” “whatzits,” and, “thingamabobs,” Amazon’s best booty is a collection of secret weapon stuff that we never knew we needed and now we that we have it, simply can’t live without — a collection we’ve come to call, the hidden gems. Since this particular online product ocean runs deep, we decided to poll an in-the-know pool of online-shopping mermaids across the country for their absolute favorite buys. From fashion to tech, beauty, travel, home decor, and health and wellness, the hidden gems’ list ahead covers products so unique that you may be entirely

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Bath & Body Works’ Fall Bakery Is Officially Open For Business

Nothing says “fall” quite like the smell of a warm pumpkin doughnut rolled in cinnamon sugar. Even if you’re not ready to trade your sandals for ankle boots or plan your annual late-September trip to the apple orchard, you can pick up a few scented candles that will make your living room smell like you’re already there.

To ease you into the rapidly approaching season, everyone’s favorite candle superstore, Bath & Body Works, just dropped its fall 2020 collection both online and in retail stores across the country — and it’s one of the sweetest-smelling assortments we’ve ever seen.

When you head to the Bath & Body Works website and click on the “3-Wick Candles” dropdown, you’ll be met with a landing page filled with what the retailer calls its Fall Bakery. From Pumpkin Cookie Dough and Dutch Apple Waffle to Blueberry Maple Pancakes and Pumpkin Doughnut Shop, you’ll start

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Fall semester brings no relief to struggling college towns and the businesses that rely on students

Freshman Sarah Anne Cook carries her belongings as she packs to leave campus following a cluster of COVID-19 cases at the University of North Carolina in Chapel Hill, North Carolina. <p class="copyright">AP Photo/Gerry Broome</p>
Freshman Sarah Anne Cook carries her belongings as she packs to leave campus following a cluster of COVID-19 cases at the University of North Carolina in Chapel Hill, North Carolina.
  • Businesses in college towns in the US are still reeling from the mass exodus of students that began in the spring and has now remained into the fall.

  • Many schools have adopted online-only approaches to learning or implemented a hybrid approach that brings only some students back to campus.

  • As their primary clientele — students, their families, and other members of university communities — diminishes, some business owners face a difficult decision: temporarily shut down again or close forever.

  • Visit Business Insider’s homepage for more stories.

For nearly a decade, Chris Carini has owned Linda’s Bar & Grill in Chapel Hill, North Carolina. The restaurant has been serving the college town for nearly five times as long.

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30 college towns that could face economic ruin if schools don’t reopen or have to close again this fall

Montana State University
Montana State University

Classes begin for fall semester at Montana State University on August 17, 2020 in Bozeman, Montana.

William Campbell/Getty Images

  • Some college students are returning to campus for their fall semester.

  • Whether universities decide to have in-person classes or a hybrid model, college towns where students usually make up a large share of the town’s population may be greatly affected.

  • Business Insider decided to look at colleges that have a large number of undergraduates to determine which towns may be most economically vulnerable during the upcoming school year.  

  • Visit Business Insider’s homepage for more stories.

Some college students across the country have already started their fall semesters, whether it be in-person or online. As some students choose to take online courses or are not interested in returning to college, this can affect the economy of towns dependent on college students.  

Many colleges closed and transitioned to remote learning

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