tips

Tax Tips for Last-Minute Filing

If you’ve put off filing your taxes until the last minute, the clock is ticking. Due to COVID-19, the original due date for filing 2019 returns was postponed from April 15 to July 15, 2020. Some groups advocated for an additional delay, but the IRS shot down that idea…which means the deadline to get your taxes done and pay any tax due is fast approaching.

If the impending tax deadline is making you feel a bit stressed out right now, take a deep breath and continue reading — we have some information that may calm you down.

If you need more time to prepare your return…

You can file for an extension, which will give you until October 15 to file your tax return. Approval is automatic. Use Form 4868 to file your request. Most tax software programs provide this form.

If you’re confident you’re due a refund…

There’s no

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Facebook Business Page Tips That Will Help You Make More Money

If you own a business, you need a web presence. First and foremost, that means you should have a great website. There’s no way around that. But what about social media? Is it necessary to have a Facebook business page?

Let’s see. In December 2019, Facebook had an average of 1.66 billion daily active users, according to its fourth quarter results. So, if you own a business, you want a Facebook page. The trick is to do it right.

Here’s how to make one that will not only start some social chatter but will create new customers for your business.

Building Your Facebook Business Page

The first thing you need to do is to create your Facebook business page. While it’s not difficult to do, you should be thoughtful about how you put it together. Here are a few tips.

Make a Professional, Not Personal Profile

You don’t want to

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6 tips to create a strong password for any site, and keep your data secure

It's not hard to create a strong password.
It’s not hard to create a strong password.

ilona titova/Getty Images

  • To create a strong password, you should use a mix of upper- and lowercase letters, numbers, and symbols.

  • Once you’ve given one account a strong password, don’t reuse that password for other accounts — doing so means that if one account is hacked, all of your accounts can be compromised.

  • Using a password manager will help you keep track of your passwords, and allow you to create strong passwords for every account.

  • Visit Business Insider’s Tech Reference library for more stories.

Passwords can be immensely annoying, especially if you have many different accounts. Eventually, something will come along to replace them — many modern smartphones already use face or fingerprint scanners.

But right now, we have to use passwords. This means that you should know how to create strong and unique passwords to protect your accounts.

Why strong, complex

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Top 10 Estate Planning Tips in a Time of Coronavirus

It has arrived: the unexpected, potentially life-threatening circumstance you had in mind when you set up your estate plan, and now you’re feeling really relieved that you took care of it before the emergency struck. Right?

SEE ALSO: 12 Different Times When You Should Update Your Will

Even if you haven’t already set up your estate plan, and even in today’s world of social distancing, it isn’t too late to get your affairs in order so that you and your family are prepared for the worst. There may be some things out of your control right now, but your estate plan isn’t one of them. Here is what you need, and how you can get it set up, even though — lucky you — you can’t get within 6 feet of a lawyer.

Advance Health Care Directive

Sometimes called a patient advocate designation or health care proxy, this document names

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4 Money Management Tips for Entrepreneurs

Entrepreneurs are facing unprecedented levels of economic anxiety threatening to imperil their company’s financial stability. Numerous businesses around the world have shut down due to social distancing measures, with many likely to close permanently. Entrepreneurs and prospective startup owners seeking to avoid this fate need to manage their money carefully, as failing to carefully steward finances right now is a one-way ticket to bankruptcy.

Don’t sit around and wait for financial salvation to miraculously appear. Instead, be proactive and take these steps to protect your company’s future.

1. Take advantage of tax breaks.

Few people hate taxes as much as entrepreneurs who are forced to pay steep fees over and over again. High tax rates diminish commercial growth by limiting the size of a company’s workforce, discouraging renovations and the physical expansion of businesses, and burdening companies with payments that are difficult to shoulder during trying economic times. Avoid paying

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Top tips to save when shopping online in a lockdown

Buying second-hand goods on Amazon, eBay or Gumtree could save you money during lockdown. (Christian Wiediger/Unsplash)
Buying second-hand goods on Amazon, eBay or Gumtree could save you money during lockdown. (Christian Wiediger/Unsplash)

From abandoning your basket to timing your spree right, a few insider hacks could save you up to £300 a year shopping online.

We all love getting a good deal, especially in lockdown when cashflow is uncertain.

With that in mind, personal finance experts Ocean Finance has compiled 23 insider tips that could help you save up to £300 every year.

Top 10 money-saving tips

1. Save your shopping for Wednesday, Thursday, and Friday

Retailers tend to offer discounts on Wednesday, Thursday, and Friday, so if you wait until the middle of the week, you could potentially save a lot of money on the items you are looking for.

2. Check store tags to see what is going to be put on sale

For those who like to look in-store before making a purchase

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