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How to re-vamp your working from home set-up if you’re feeling demotivated

Whether you're looking to buy a brand new desk or update your workspace with soft furnishings alone, these are products you need: Topology Interiors
Whether you’re looking to buy a brand new desk or update your workspace with soft furnishings alone, these are products you need: Topology Interiors

If, like us, you’re bored of looking at the same four walls after four months of working from home during lockdown, then it’s time for an interiors update.

Whether you’re working from a corner of your bedroom or in a separate study, no matter how big or small a change you make, adjusting your workspace can do wonders for your productivity and motivation.

Focusing on your home set-up may feel redundant as lockdown starts to lift, but some of us could still be working from home for many more months, and sprucing up your space may get you out of that WFH funk.

As the pandemic has forced us to merge our office and personal spaces, keeping them as separate as possible is also important, so

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Warning signs you’re being targeted by an identify thief

Welcome to NerdWallet’s SmartMoney podcast, where we answer your real-world money questions. This week’s question is from Andrew, who asks, “I’ve been thinking about signing up for one of those identity theft protection services, but I’m not sure if they’re really worth it. How much am I actually at risk of being a victim of identity theft, and will these services help me avoid identity theft?”

Online Scams You Need to Be Aware of — and How to Avoid ThemOnline scams are everywhere. Here’s how to identify them and avoid them.

Our take

Security experts say everyone’s at risk of identity theft, because so much of our personal information has been exposed in various database breaches. But the potential fallout ranges from minimal to horrific. If someone steals your credit card number, for example, you’re protected from having to pay the bogus charges once you report the fraud. If someone

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50 Ways You’re Throwing Money Away

You probably don’t realize all the ways you’re wasting money and leaving free money on the table — and these little missteps can add up to big dollar losses. Fortunately, once you’re aware of these bad money behaviors, you can take steps to change them. Making small tweaks to your lifestyle and spending habits could pay off in a big way.

Keep reading to find out the costly money mistakes you’re making — and how to stop making them so you can keep more money in your wallet.

While layaway might seem like a sensible way to hold onto something you want to buy, it’s not always a smart way to net savings. That’s because layaway locks you into a certain price and — if ultimately financed by a credit card — additional interest charges.

Having a high-interest savings account can help you grow your money and build an emergency … Read More

30 Money Mistakes You’re Probably Making This Summer

Summer is usually a time to cut loose and have fun, and while you may not be traveling as much this year, there are still ways to enjoy the season. If you’re not careful, though, fun can lead to overspending and a multitude of other money mistakes.

You certainly don’t want to pay for those mistakes the rest of the year. So, to maintain your financial well-being while still enjoying summer, avoid making these money mistakes.

While there may not be as much to do outside this summer, there are still plenty of ways to have a good time, especially as things open up. It’s important to keep an eye on your health and your budget though.

“For whatever reason, people can’t prevent themselves from spending out of their limits during the summer,” said Michael Cirelli, a financial advisor with SAI Financial Services in Illinois. And they do so at … Read More

Why you’re not hearing about Biden’s economic plan

Joe Biden has a slew of proposals for new economic programs, and the tax hikes to pay for them. But the Democratic presidential candidate doesn’t have much to say about his economic plan, even though the nation’s in a deep recession and some fresh ideas might be welcome.

Yahoo Finance has asked the Biden campaign several times for an interview with a Biden economic adviser able to comment on the candidate’s plans. The campaign hasn’t responded. The New York Times wrote on June 11 that “few aspects of Joseph R. Biden’s  presidential campaign are shrouded in as much secrecy as the counsel he receives on the economy.” Biden has reportedly formed an advisory committee with more than 100 economists, who are sworn to silence regarding their participation.

Why so sketchy? Part of it probably involves a strategy to let voters focus on President Trump’s negative marks for handling the coronavirus

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