Day: July 17, 2020

‘Panicked’ Teachers Prep Wills, Goodbye Letters Before Their Schools Reopen: ‘I’m Scared as Hell’

Many school districts have announced they won’t hold in-person classes at the beginning of the school year, while others are pushing forward with plans to reopen — and educators, especially those whose underlying medical conditions put them at increased risk of dying from COVID-19, tell PEOPLE they are fearing the worst.

Terri Crothers loves her job as an art instructor, but when her middle school district said teachers must return for in-person classes next month, she was so terrified of getting sick, and maybe even dying, she immediately contacted an attorney and started writing goodbye letters to her family.

She joins a growing list of anxious school teachers who are rushing to lawyers and estate planners to draw up new wills as they face the prospect of going back to their buildings amid the coronavirus pandemic.

“I’m scared as hell about going back into the classroom,” Crothers, 57, of Gallipolis,

Read More

How to make ice cream

Our editors independently selected these items because we think you will enjoy them and might like them at these prices. If you purchase something through our links, we may earn a commission. Pricing and availability are accurate as of publish time. Learn more about Shop TODAY.

Ice cream is the ideal summer dessert. It cools you off after a hot day in the sun, and it comes in hundreds of delicious flavors, which sometimes makes it hard to choose just one. Ice cream is so beloved that there’s an entire day dedicated to it: The third Sunday of July is recognized as National Ice Cream Day in the United States. This year, the food-themed holiday falls on July 19, giving you an excuse to enjoy an extra cup or cone during the weekend.

Since the coronavirus pandemic has forced some ice cream shops to temporarily close and limited others to

Read More

More than 1,000 aspiring surgeons couldn’t take a critical online exam after the system failed. Now they’re left worried it may never happen.

surgeon
surgeon

HRAUN/Getty Images

  • An exam taken by surgeons in the US saw its online system fail Thursday, leaving more than 1,000 aspiring surgeons in the dark on when — or if — they will take the test.

  • The test is a critical and costly part of transitioning from medical resident to a board-certified surgeon. 

  • The American Board of Surgery runs the tests and used a virtual proctor company called Proctortrack to give the test. 

  • Four aspiring surgeons told Business Insider they were frustrated with the lack of transparency and incompetence from the organization. The unknown delay could make it difficult for them to take the exam later, which requires weeks of intense studying beforehand.

  • “I have to start working,” one said. “I don’t have the financial security to sit back for a month and not be paid.”

  • For more stories like this, sign up here for our healthcare newsletter, Dispensed.

Read More

Forget Failure of Negative-Fee ETF LSLT, Fee War is On

The battle for low-cost ETFs intensified globally in the past few years. The race to launch the cheapest exchange-traded fund in a specific segment had reached such a level that Social Finance Inc., an online lender also known as SoFi, made headlines in early 2019 by proposing two ETFs that waived off managed fees for at least the first year of operation (read: Zero-Fee ETFs to Hit the Market Finally?).

Not only zero-fee ETF, the early-2019 witnessed the launch of negative fee ETFs too. Salt Financial’s new ETF Salt Low truBeta US Market Fund LSLT had plans to pay 0.05% of assets to investors till April 2020 or till the fund crosses the $100 million level, whichever comes earlier. Upon reaching that threshold, the fund would charge 29 bps in fees. The fundhouse already had a product in circulation then called Salt High truBeta US Market ETF SLT.

Both

Read More

My Money: ‘My house looks happy’

My Money is a series looking at how people spend their money – and the sometimes tough decisions they have to make. Here, Anna Josse Eklund from Kristinehamn in the county of Värmland in Sweden takes us through a week in her life during the coronavirus pandemic.

Anna, 52, is married to Magnus, 55. They have two children, Ellen, 26 and Oscar, 23. Anders, 28, and his seven-year-old son Loki, are also included in their family. All their children live in their own homes. Anna works as a senior lecturer and vice head of the department of nursing at Karlstad University. Her monthly salary is 52,300 Swedish Krona (£4,500), which after taxes is 35,500 SEK (£3,050). Magnus earns a bit less than she does.

When Anna is not working she likes to spend time with her extended family and friends. During the summer she likes gardening. In the

Read More

More than 1,000 aspiring surgeons couldn’t take a critical online exam after the system failed. Now, they’re left worried if it’ll ever happen.

surgeon
surgeon

HRAUN/Getty Images

  • An exam taken by surgeons in the US saw its online system fail Thursday, leaving more than 1,000 aspiring surgeons in the dark on when — or if — they will take the test.

  • The test is a critical and costly part of transitioning from medical resident to a board-certified surgeon. 

  • The American Board of Surgery runs the tests and used a virtual proctor company called Proctortrack to give the test. 

  • Four aspiring surgeons, speaking anonymously to Business Insider, said they are frustrated with the lack of transparency and incompetence from the organization. The unknown delay could make it difficult for them to take the exam later, which requires weeks of intense studying beforehand.

  • “I have to start working,” one said. “I don’t have the financial security to sit back for a month and not be paid.”

  • For more stories like this, sign up here for our

Read More

Congress should consider forgiving smaller business loans

Treasury Secretary Steven Mnuchin told lawmakers on Friday that they should consider automatic forgiveness for many loans under the Paycheck Protection Program, the $670 billion government-backed rescue of small businesses.

“I know one of the things we’ll talk about is: Should we just have forgiveness for all the small loans?” Mnuchin said during testimony to the House Small Business Committee. “That’s something we should consider. We should obviously make sure there’s some fraud protection.”

He didn’t specifically endorse the threshold of forgiveness for all loans of $150,000 or less that a large group of industry trade associations have advocated for.

The Treasury chief’s comments come as Congress is considering another coronavirus relief package, including for businesses. The small business aid program, under which loans can be forgiven if companies meet certain benchmarks, is scheduled to end Aug. 8.

Treasury and the Small Business Administration earlier this month released the names

Read More

Gov. Newsom orders most California schools to stay closed until coronavirus spread lessens

Gov. Gavin Newsom handed down strict guidelines that will require most California schools to keep their buildings closed to start the year to cope with the coronavirus outbreak.

Those that do reopen during the coronavirus outbreak must require masks for older childrena as well as makes and consistent testing for staff.

“Learning in the state of California is simply non negotiable,” Newsom said during a Friday press conference. “Schools must, and I underscore must, provide meaningful instruction during this pandemic, whether they are physically open or not.”

He said Californians who want schools and businesses open could aid that effort by wearing masks to control the spread of the disease.

“If that’s your top priority… model the behavior than can actually extinguish this virus,” he said.

The California Department of Public Health built a five-point framework for schools to follow that Newsom said would allow students to learn during the

Read More

Should you delete TikTok?: Tech Support

Welcome to Tech Support, a segment where I, Dan Howley, serve as your intrepid guide through the sometimes confusing, often frustrating, world of personal technology.

Here, I answer all of your most pressing questions about the various gizmos, gadgets, and services you use in your everyday life.

Have a question of your own? Reach me on Twitter at @danielhowley or email me at dhowley@yahoofinance.com.

Now, on to your questions. This week’s dilemma:

‘Should I delete TikTok?’

If you’ve used the internet in the past year, then chances are you have some passing understanding of TikTok. And if you’re a teen or tween, you’re probably already shooting a video for the app instead of reading this.

But the explosive growth of the hottest social media platform has given rise to a new kind of panic beyond the usual hand wringing over too much screen time.

See, because TikTok, which is based

Read More

10 disasters you’d never expect home insurance to cover

A typical home insurance policy protects against all kinds of unexpected threats, like fire, theft and — falling satellites?

Almost 4 million homes in the United States had a claim in 2018, according to the latest data from the Insurance Information Institute. That number would be a whole lot higher if homeowners knew everything they could file for.

Considering how many people are overpaying for their insurance by $1,000 a year or more, they should at least be getting their money’s worth. Here are 10 things you might not realize are covered.

1. Plane poop

mHanafiAhmad / Shutterstock

This one’s pretty bad, which is all the more reason to be glad for your coverage.

Airplane toilets can leak, on occasion, and the cold of high altitudes can cause the waste to freeze into chunks of “blue ice.”

If you hear a loud bang one day, only to find an

Read More