Day: August 25, 2020

Retired con artist on how to avoid a COVID-19 scam, and why seniors are the biggest target

Ninety-one per cent of older Canadians believe they are the most vulnerable group that scammers target, according to a new Ipsos survey. The world’s most famous con man turned fraud expert says nothing is better than education to put a stop to it.

Frank Abagnale, who was portrayed by Leonardo DiCaprio in the movie Catch Me If You Can, is part of a video campaign, spearheaded by HomeEquity Bank, to teach Canadians how to identify a scam and how to avoid falling victim to one.

Ipsos said 52 per cent of older Canadians polled (55 and older) say they’ve been the target of a scam and 72 per cent of those surveyed say there has been an increase in COVID-19 related scams since the start of the pandemic. 

The poll added that one in three Canadians admitted to falling victim to a scam, and Abagnale hopes that the new

Read More

You Can Have a Custom Shoe Created to Fit Your One-of-a-Kind Foot

It’s the ultimate indulgence — a pair of shoes custom made to fit your feet.

Since no two feet are created equal, not even your own, consider treating yourself to shoes made specifically for your foot type to achieve an extreme comfort experience.

According to SATRA, an independent research and testing organization based in the U.K., and leading technical authority for footwear and leather, only around 1% of the global population have identical foot length on both the right and left feet, and the probability of identical measurements drops drastically when accounting for further measurements including girth or circumference, the widest part of the foot, typically across the ball of the foot.

Now, don’t confuse custom with customized when it comes footwear. While many companies can be found online touting custom shoes, that simply means detailing an existing style in the color, material and design preferences of your choice. However,

Read More

How to financially come of age in a crisis


Despite every disruption, cancelled event and altered circumstance, certain milestones are still being reached. Across the country, school leavers are preparing to enter the workforce or head to university, graduates are preparing for their next steps, and every day teenagers are turning 18.

For the current crop of teens there’s something that might sweeten the bitter pill of coming of age in the current crisis. That spoonful of sugar is their child trust fund (CTF).

All children born between 1 September 2002 and 2 January 2011 qualified for these accounts, receiving £250 from the government at birth and then a further £250 at the age of seven, plus whatever contributions their friends and family were able to make. The first of these accounts will begin maturing next week.

Even if parents and guardians did not open an account for a baby, the emergent adult hasn’t missed out as HMRC

Read More

Make Distance Learning Easier With 8 Teacher-Approved Tips

Photo credit: Getty Images
Photo credit: Getty Images

From Good Housekeeping

Let’s get one thing straight this back-to-school season: Teachers are professionals. They go to school, complete student-teacher training, garner experience and receive continuing education, all in order to hone a highly skilled craft. Anyone who thinks parents, tutors, grandparents and other caregivers can truly fill teachers’ shoes during a pandemic by picking up pointers from an article is … well … mistaken.

That said, teachers learned from professors and those professors can explain education concepts to parents like me, helping to make our poor imitation less poor.

At Vanderbilt University, Professor Illana Horn has been studying the challenges of pandemic teaching. Though her research hasn’t been published yet, she’s finding “motivation is a huge issue, and it has a lot to do with not being in that setting where this is just what everybody is doing.”

Lack of positive peer pressure isn’t the

Read More

TD Ameritrade (AMTD) Outpaces Stock Market Gains: What You Should Know

TD Ameritrade (AMTD) closed at $38.48 in the latest trading session, marking a +1.24% move from the prior day. The stock outpaced the S&P 500’s daily gain of 0.36%. Elsewhere, the Dow lost 0.21%, while the tech-heavy Nasdaq added 0.76%.

Prior to today’s trading, shares of the online brokerage had gained 3.91% over the past month. This has outpaced the Finance sector’s gain of 3.63% and lagged the S&P 500’s gain of 6.9% in that time.

AMTD will be looking to display strength as it nears its next earnings release. In that report, analysts expect AMTD to post earnings of $0.90 per share. This would mark a year-over-year decline of 14.29%. Our most recent consensus estimate is calling for quarterly revenue of $1.40 billion, down 10.33% from the year-ago period.

For the full year, our Zacks Consensus Estimates are projecting earnings of $3.59 per share and revenue of $5.76 billion,

Read More

Millions of Americans are getting surprise payments from the IRS. Here’s why

Millions of Americans are opening their banking apps and mailboxes and are finding money from the government they weren’t expecting.

coronavirus “stimulus check”; Congress still hasn’t settled on whether send out a second round of relief payments. Besides, the amounts this time are much smaller.” data-reactid=”33″No, it’s not another coronavirus “stimulus check”; Congress still hasn’t settled on whether send out a second round of relief payments. Besides, the amounts this time are much smaller.

Most people got $1,200 in stimulus money earlier this year. The direct deposits and checks people started receiving from the IRS last week average just $18, the tax agency says.

Read More

The ins and outs of learning pod etiquette during a pandemic

School is in session in a growing number of states, but with one major twist: the classroom.

Amid the continued threat of COVID-19, just one in seven parents reported they will be physically sending their children to school this fall, according to a new survey from the New York Times. Instead — left with few other options — some parents are clustering their children together in “pandemic pods” or learning pods as an alternative.

The pod essentially replaces the traditional classroom and teacher with a neighbor’s home and parent volunteer or paid tutor. Anywhere from two to 10 students— who aren’t necessarily in the same class or grade level—band together to learn and socialize together in person.

Danny Osborne, Wildlife Director for Eco Station in Culver City, checks the temperature of Antonio Fields, 9, a 4th grader, sitting inside his protective learning pod. The students have their temperatures checked twice a day as a precaution against the spread of the coronavirus. (Mel Melcon / Los Angeles Times via Getty Images)
Danny Osborne, Wildlife Director for Eco Station in Culver City, checks the temperature of Antonio Fields, 9, a 4th grader, sitting inside his protective learning pod. The students have their temperatures checked twice
Read More

Selena Gomez Is Releasing A New Pink Cookies & Cream Ice Cream Packed With Fudge To Celebrate Her New Single With BLACKPINK

Photo credit: Tibrina Hobson/Serendipity - Getty Images
Photo credit: Tibrina Hobson/Serendipity – Getty Images

From Delish

We’ve all heard of EGOTing, the accomplishment of getting an Emmy, Grammy, Oscar, and Tony, but I think we need to add one more letter: I, for getting an ice cream made in your honor. Selena Gomez is the latest celeb to accomplish this goal after Serendipity announced her flavor “Cookies & Cream Remix.”

This glamorous new flavor is truly made for a pop star…or actually in honor of a few stars. It comes packed with pink vanilla ice cream, crunchy cookie bites, and gobs of gooey fudge. It’s also particularly apt because the flavor was inspired by the upcoming single “Ice Cream” that Selena made with K-Pop superstars BLACKPINK. FYI, the single drops on August 28 for anyone who is super excited by this news…I know I am.

“Growing up and loving the iconic Serendipity restaurant, I couldn’t be more

Read More

Owl Finance Limited — Moody’s announces completion of a periodic review of ratings of Owl Finance Limited

Announcement of Periodic Review: Moody’s announces completion of a periodic review of ratings of Owl Finance Limited

Global Credit Research – 25 Aug 2020

London, 25 August 2020 — Moody’s Investors Service (“Moody’s”) has completed a periodic review of the ratings of Owl Finance Limited and other ratings that are associated with the same analytical unit. The review was conducted through a portfolio review in which Moody’s reassessed the appropriateness of the ratings in the context of the relevant principal methodology(ies), recent developments, and a comparison of the financial and operating profile to similarly rated peers. The review did not involve a rating committee. Since 1 January 2019, Moody’s practice has been to issue a press release following each periodic review to announce its completion.

This publication does not announce a credit rating action and is not an indication of whether or not a credit rating action is likely in

Read More

Texas Research Tracks Counties With Highest Coronavirus Threat

AUSTIN, TX — People living in some of the largest U.S. cities and their surrounding areas face the highest risk of contracting COVID-19 in the near future, according to a new set of online dashboards created by University of Texas at Austin researchers.

The research from the university’s Cockrell School of Engineering yielded a risk analysis model examining more than 3,000 U.S. counties and features three dashboards that focus on aspects of community resilience: risk, exposure and vulnerability. Counties are scored on 13 different variables across the three dashboards, accounting for socioeconomic circumstances, population density, transportation infrastructure and other important metrics for measuring the pandemic, such as available intensive care unit beds and the average number of new cases.

The upshot: Two Texas counties, Harris and Dallas, were among the four assigned an “extreme risk” designation.

According to researchers, the new model presents the most comprehensive look yet at the

Read More