Can’t afford Christmas? 7 money moves to make

It’s not uncommon these days to walk into a store in October and see Christmas items on the shelves next to the Halloween items. There’s even a term for this, called the “Christmas Creep”. Of course, companies start promoting Christmas early to try to get you to spend more. Especially […]

It’s not uncommon these days to walk into a store in October and see Christmas items on the shelves next to the Halloween items. There’s even a term for this, called the “Christmas Creep”.

Of course, companies start promoting Christmas early to try to get you to spend more. Especially on “Black Friday” and “Cyber Monday”.

I’m not a fan, but it works! As soon as you see those aisles of green and red, you start thinking about Christmas (whether you want to or not).

It doesn’t have to be a bad thing, though.

The more time you give yourself, the better chance you have to find the perfect gift at an affordable price.

One year I started vigorously exploring different side hustle ideas in October. I hoped to accumulate enough extra money so that I could afford Christmas gifts without accumulating debt. (I was able to make about $200 extra!)

If you can’t afford Christmas, making extra money – online or offline – is one option.

You can also browse the store’s clearance sections and stock up if they have what you need.

Sign up for newsletters from your favorite stores so you don’t miss a sale, or to take advantage of the 10% (or more) discounts they offer to new subscribers. (And then maybe unsubscribe in the new year to avoid any future temptations?)

Keep an eye open for any deals and promotions on the items on your Christmas list. Maybe there is a great sale that you can take advantage of?

Another bonus to starting early is that by spreading your spending out over the span of a few weeks or months, it becomes easier to manage.

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