Online shopping that does not require net banking payment or handling cash? Well, here it is. Online marketplace Snapdeal has partnered with National Payments Corporation of India (NPCI) to allow buyers to make QR-based digital payments at the time of accepting delivery of their orders on their doorstep. Under this, the customers will be offered the QR-code payment option at their doorstep as part of the delivery process. Using links on their delivery app, the delivery executive will generate a UPI-linked QR code for the order amount.
The customer will be able to scan the code with any UPI-linked payment app on their phone and pay for their purchase. The customer will be able to confirm the name of the payee and the amount before approving the payment.
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This facility is aimed especially at new or first-time users who are not comfortable in pre-paying for the goods at the time of purchase.
The facility will work with all UPI-payment options, including Bhim, Google Pay, Whatsapp Pay, PhonePe, Paytm and UPI apps from leading private & public sector banks like HDFC Bank, SBI, ICICI Bank and others.
Apart from the main private and public-sector banks, Snapdeal buyers who bank with cooperative banks (scheduled cooperative banks, district cooperative banks, state cooperative banks, urban cooperative banks) and regional rural banks (RRBs) will also be able to pay via this feature.
The move is aimed at leveraging Snapdeals strong connect with buyers in non-metro cities. This integration is also aimed at increasing the usage and adoption of UPI-based payments in smaller cities, the company said in a media release.
This integration with NPCI allows our users to time the payment to their comfort levels and also enables our delivery partners to reduce handling of cash, Rajnish Wahi, Senior Vice President at Snapdeal said. We also believe that this will expand the adoption of UPI in smaller cities and towns in India, he added.
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We are pleased to be associated with Snapdeal and offer convenient as well as comfortable doorstep payment experience to customers through UPI, Kunal Kalawatia, Chief of Marketing at NPCI said. We are also hopeful with strategic initiatives like these, India is soon going to achieve the goal of a digital society, he added.