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The best credit cards of 2020

The best credit cards of 2020
The best credit cards of 2020

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

The best credit card for you is the one that meets your needs and gives you the best benefits for your lifestyle. Whether you’re traveling abroad, starting a business, taking a road trip, or just looking to save on a big purchase, many cards comes with features that can increase your purchase power and make your life a little easier.  

The financial, business, and travel experts at Reviewed evaluated credit cards—comparing benefits, yearly fees, rewards programs, and more—to find the best option for different scenarios. This is our best of the

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Best credit cards for rental car coverage



a person driving a car


© Provided by The Points Guy


MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.

If you don’t rent cars frequently, you may be confronted with a confusing list of car insurance add-ons or protections when you pick up your car. Well, good news: Depending on which credit card you use, you may be able to avoid purchasing the rental company’s collision damage waiver (CDW). With the card, you may be covered.

Some credit cards offer a CDW when you pay for your car rental with the card. This waiver can cover the rental car if you’re in an accident or if it’s stolen or damaged. Let’s consider the car rental protection provided by some credit cards and answer some common questions regarding this benefit.

Related: Five steps to a perfect car rental

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Colorado Springs businesses credit PPP for survival | Business

Red Leg Brewery had only enough money left to make payroll for four months when state restrictions to slow the spread of the COVID-19 pandemic forced the brewery to close in late March.

Todd Baldwin, Red Leg’s founder and president, told his 16 employees he planned to keep them all on the payroll until the money ran out and forced the brewery to file for bankruptcy. But that day never arrived. The north-side brewery received $87,000 from the U.S. Small Business Administration’s Paycheck Protection Program, created by legislation in March to help small businesses keep employees.


Colorado Springs-based Christian publishing, music giant struggles amid pandemic

“The Paycheck Protection Program helped us survive as a business. We were one of many businesses that were told we couldn’t do business (during the pandemic),” Baldwin said. “We kept everybody on our payroll (16 people) and gave them a raise to $15 an hour

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3 Ways To Save Money With Credit Cards This Festive Season



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© Provided by BankBazaar.com


The festive season is around the corner. Businesses and credit card providers come up with lucrative offers and huge discounts during this time of the year. Hence many of us are tempted to spend extravagantly in this period. From buying a new vehicle to renovating our home, the festive season is about spending on things that are not necessities but are important to us from an aspirational point of view. With credit card companies offering benefits through discounts, cashback and reward points, both physical and online shopping gain momentum. The ongoing Covid-19 pandemic will cast its shadow on this year’s festivities. But that should not deter you from enjoying the festivities while distancing socially. You can fulfil your shopping needs online, with a good credit card that helps you avail festive deals and discounts from the safety of your home.

Take a look at a few

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Should you get a personal loan to pay off credit card debt?

There are a series of items to account for when evaluating personal loans for debt consolidation.  (iStock)

Recent research reveals a troubling trend: nearly half of American households carry credit card debt. On average, Americans with credit cards have $6,194 in debt, according to a recent Experian analysis and The Federal Reserve Bank reports usage is on the rise.

With credit card debt on the balance sheet for many Americans, consumers are turning to personal loans to reduce financial stress and consolidate debt. If you find yourself in a similar situation, you may be wondering: Should I get a personal loan to pay off credit card debt?

Is it smart to get a loan to pay off credit card debt?

A personal loan isn’t revolving credit like a credit card; it’s a type of installment loan, meaning you get the money upfront and pay it back over a

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For safety don’t use a debit card to shop in Amazon and Flipkart sales, use a credit card



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It is great to shop online, isn’t it? Almost makes you forget the world around as you get caught up with infinite scrolling on those shopping apps. Amazon and Flipkart have announced some great deals ahead of their Great Indian Festival Sale and Big Billion Days sale. It is natural to have the urge to buy things at discounted prices. And before your fingers reach out for the shopping apps, some things should be kept in mind while making payments online.

You may have shopped online or offline, using your debit card without any issues in the past, and it is not like there is any hazard to online shopping. Online shopping stepped in as a saviour when people could not step out during the pandemic. So why is it being asserted to not use debit cards for online payments? You may think debit cards you use for payment have

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6 ways parents can help their Gen Z kids build good credit early

How can parents help today’s young Americans with building credit? Here are a few key tips. (iStock)

Building credit is vital to being able to borrow at an affordable rate. Having a strong credit history not only enables you to have your choice of loans but can make renting easier and reduce auto insurance rates. Many employers also check credit, so even job prospects can be affected.

It’s a good idea to start building a strong credit history as soon as possible. For members of Generation Z — currently 0 to 24 years old — it’s never too early to start. The good news is, parents can do a lot to help them get off on the right foot when it comes to building credit.

Here are six ways that parents can help Gen Zers start building credit now.

Teaching budgeting basics

Helping them open a credit card

Adding

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How to get your money back when your credit card is stolen

It’s happened to nearly everyone: Our credit or debit card is lost or stolen, and then we find fraudulent charges on our account. And the Covid crisis has unfortunately made fraud even more common. But the theft of your card or bank information doesn’t mean you’re on the hook for all the losses. On the contrary, in the vast majority of cases, you’re entitled to a refund of almost all fraudulent charges. Here are the basic steps you should understand to get as much of your money back as possible.

Credit or Debit?

Whether to pay with debit or credit is an age-old question that depends upon multiple factors. Generally speaking, if you have good credit management skills and pay-off your cards on time every month, you should pay with credit as often as possible, in order to enjoy cash back, points and other rewards. From a safety perespective, however,

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How to Choose the Best Credit Card

We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money.

More than three quarters of U.S. consumers have at least one credit card, according to the Federal Reserve. And more Americans are forgoing cash in their daily transactions; almost one in three adults does not use physical currency in a typical week. That’s from a 2018 survey by the Pew Research Center, and the trend has accelerated during the coronavirus pandemic, since people are wary of handling unsanitary cash.     

So you might be in the market for a credit card — and you might be asking yourself, “What credit card should I get?”

First of all, there’s no such thing as the best credit card; there’s

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The best credit cards for Facebook ad spending



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© Provided by The Points Guy


MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.

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If you’re a small-business owner, chances are you spend a decent amount on promoting your business online through platforms such as Facebook and Instagram. After all, social media advertising is one of the most effective ways to segment your target audience.

Online advertising doesn’t come cheap, so as with other recurring expenses, you’re going to want to use the card that earns the most points on your spending. Just as you can maximize spending on dining out, travel, office supply purchases and more by choosing the right credit card, you can also get the most out of your spending on internet advertising if you know where to look. In fact, online advertising has been the

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