When it comes to Medicare, Bill Parson likes to say, “Don’t take advice from your friends at the coffee shop or your brother-in-law at Thanksgiving.”
What is right for them may be terribly wrong for you.
As a Medicare specialist and Certified Senior Advisor (CSA)® with Everence Financial®, Parson has almost three decades of experience helping clients navigate their health-care decisions. Everence strives to make Medicare an easy step by helping people explore their options and make the best decision for their unique situation.
Among the many factors to consider:
Your current situation: If you plan to continue working past 65 and can remain on your employer’s health plan, it may make sense to postpone Medicare, Parson says. However, nothing is ever that simple. It is important to compare the coverage and costs of the employer plan and Medicare, as well as to consider how any health savings account (HSA)