The silliest things we spend too much money on

The silliest things we spend too much money on Keeping track of your finances is



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The emotions driving the purchase of these cards, and the ability to avoid actually having to say it yourself, bump the price far past what’s acceptable for a card.



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Shipping costs are a huge add-on that most people forget to factor in when they order something online. For things that you order regularly, consider auto-ship.



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Though it seems counterintuitive, sometimes cheap things can cost you more in the long run, like constantly replacing your earphones.



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The biggest scam is believing that you’re saving money by hopping on a “free shipping for one day only” or “buy one, get one half off” sort of deal for something you didn’t need.



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There’s so little material, and it’s going to be stained or too small very soon, yet you’re forking over the same amount as for your own clothes.



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These days there is no excuse for you to not have a refillable water bottle.



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Bringing your own lunch could save you hundreds every month, and you’d probably be much healthier.



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It’s time to stop paying for shows you don’t want, especially in the era of instant streaming.



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On the other hand, having too many subscriptions is also money down the drain. Think about which you use the most, and cut the fat.



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Whether it’s laxatives disguised as tea or belts meant to give you abs, somewhere deep down you know the only real solution is exercising and eating well.



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Speaking of exercising, if you have an unused gym membership, all you’re losing is money, with the added side of guilt.



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Cigarettes, too many happy hour drinks, extra fries with your burger, or sugary snacks—you already know you shouldn’t.



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Microsoft may earn an Affiliate Commission if you purchase something through recommended links in this article.



Microsoft may earn an Affiliate Commission if you purchase something through recommended links in this article.


Having your card charged automatically has its benefits, but you don’t see those extra charges or questionable fees, and you might even forget that you’re still paying for something you don’t use!



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The overpricing of mattresses is now common knowledge, as they dangle a good night’s rest over the debatable price tag, but doing your research can save you hundreds.



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Buying a one-off international plan before you travel can save you the exorbitant roaming charges.



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They’re “required texts” that are not at all cheap, and students are not happy.



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In most cases, the ingredients are essentially identical, but the no name brands are usually significantly cheaper.



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You’re more likely to be struck by lightning than to win the lottery, so you’d have better luck putting that money in savings.



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Whether it’s “retail therapy” or impulse-purchases, make a rule for yourself to wait until the emotions pass, before you pass over your credit card.



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No one likes shopping for car insurance, so we usually hesitate to change after finding one. But comparing insurance costs every two years can help you avoid rising premiums.



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Crystals you’re not really sure of, sage that makes you cough, visits to psychics who tell you to buy more things… don’t succumb to any kind of commercialized spiritual schemes.



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Annual fees, late fees, statement fees, and interest charges are a prime way banks make money off of you, so ask questions, add an automatic deposit, or switch institutions.



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As extra fees, taxes, and other surcharges are added to the already expensive room rate, a hotel stay can cost hundreds if you’re not looking on discount websites.



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Slice the cheese, cut the fruit, and separate the garlic cloves yourself. You can do it.



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Paying a hefty price to hold onto things you don’t need will always be a waste of money.



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Phantom energy, or “vampire power,” is electricity drawn from outlets when equipment is off but still plugged in.



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The ultimate cash grab for retailers, extended warranties are usually a complete waste of money for consumers.



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Some tires with too little air can actually worsen a car’s gas mileage, which is money many people don’t even know they’re losing.



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These “prepaid vacation investments” are extremely difficult to get out of, and for many people they are a waste of money.



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Microsoft may earn an Affiliate Commission if you purchase something through recommended links in this article.


Microsoft may earn an Affiliate Commission if you purchase something through recommended links in this article.


39/39 SLIDES

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